Remote Senior Default Servicing Strategist - Home Equity

About the role
The Senior Default Servicing Specialist is responsible for the expert management of defaulted Home Equity Investments, including loss mitigation, bankruptcy, and foreclosure processes. This role involves analyzing complex cases, developing strategic solutions, and collaborating with stakeholders to optimize investor recovery while assisting struggling homeowners. The Senior Associate plays a key leadership role in building and refining workflows, providing comprehensive subservicer oversight, handling escalated servicing requests, and actively training and coaching the Special Servicing team on new policies and procedures.

Your responsibilities

Complex Case Analysis and Strategic Solution Development:

Analyze defaulted Home Equity Investments, leveraging expertise in loss mitigation, regulations, and foreclosure to develop effective recovery strategies.

Stakeholder Communication and Collaboration:

Communicate effectively with customers, investors, attorneys, and Subservicers to facilitate loss mitigation efforts and explore solutions for all parties.

Subservicer and Foreclosure Firm Management:

Collaborate with Subservicers and foreclosure firms to navigate complex default scenarios and ensure timely and compliant processes.

Regulatory Compliance and Documentation:

Maintain accurate documentation and ensure adherence to all relevant regulatory compliance standards.

Training and Coaching:

Train existing team members on new processes and procedures, and enhance their knowledge and skills.

Subservicer Oversight and Auditing:

Conduct audits and perform call listening to ensure Subservicers provide accurate information and adhere to servicing standards.

Escalation Resolution and Customer Support:

Assist in resolving escalated servicing requests and provide day-to-day support for inbound and outbound customer inquiries.

Policy and Procedure Development:

Build upon existing policies and procedures to comply with industry-standard servicing practices.

Investor communication and reporting:

Provide accurate and timely information to investors regarding the status of Home Equity Investments.

System and Workflow Improvement:

Provide feedback to product and engineering teams on improvements to workflows and the proprietary servicing system, and adapt to new technologies and industry trends.

About you

Subject Matter Expertise:

5+ years in Mortgage, HELOC, or Home Equity Investment servicing, specifically within default management and loss mitigation.

Foreclosure & Title Mastery:

Deep technical knowledge of foreclosure navigation (default through final sale/bid) and the ability to interpret title reports to resolve complex lien issues.

Subservicer Oversight:

Proven experience conducting audits and call monitoring to ensure subservicers meet performance and compliance standards.

Regulatory Compliance:

A strong grasp of mortgage servicing regulations and a commitment to maintaining rigorous documentation.

Strategy & Analysis:

Ability to analyze financial data to build effective loss mitigation plans and solve complex default scenarios.

Communication & Partnership:

Skilled at managing relationships and resolving issues with diverse stakeholders, including investors, attorneys, and subservicers.

Mentorship:

Experience coaching team members and a natural ability to transfer technical knowledge to the broader team.

Benefits:

Generous health benefits, unlimited paid time off, flexible remote and onsite work, fully paid parental leave, equity, 401(k), life and disability insurance, and monthly stipends for internet, mobile plans, wellness perks, home office reimbursement, and equipment.

Compensation
Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):

Tier 1 | San Francisco Bay Area, New York, and Seattle | $87,400 - $96,600

Tier 2 | Chicago, Austin, Denver, Boston, Washington DC, San Diego, Portland, Sacramento, Philadelphia, Los Angeles & Santa Barbara | $74,100 - $81,900

Tier 3 | All other US metro areas | $68,400 - $75,600

This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above.

Location Requirement
This is a remote position. Candidates must reside in one of Point’s states of operation: AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MD, MI, MN, MO, NH, NV, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI.

Equal-Opportunity Employer
Point is proud to be an equal‑opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn.

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