Personal Lines Producer

Personal Lines Producer

Job Summary
Seeking a highly motivated and relationship-focused Personal Lines Producer to join a team. This role offers the unique opportunity to inherit a significant existing book of business while working in a collaborative and client-first environment. The ideal candidate will have a strong background in Personal Lines insurance, a passion for building and maintaining client relationships, and a producer mentality.

Compensation Package

Base Salary : $90,000 - $120,000 (higher for exceptional candidates who can validate sooner).

Commission Structure :

45% on new business.

25% on renewals.

Initial salary/validation period includes a reduced commission rate, increasing after validation (approximately 4 years).

Responsibilities

Manage an inherited Personal Lines book of business (~$1.7M in premium).

Build and maintain long‑term client relationships.

Generate new business through referrals, agency relationships, and account reviews (no cold calling).

Service middle‑market and high-net-worth clients, including accounts with premiums averaging $4,500–$7,500.

Collaborate with a shared service team, including Account Managers, Assistant Account Managers, and virtual assistants.

Conduct account reviews, cross‑sell, and prospect for new business opportunities.

Meet annual production goals, including $125,000 in new premium during the first year and $350,000 annually thereafter.

Work with 40+ carriers to provide tailored insurance solutions.

Participate in occasional travel for client meetings, including trips to Olympia and Seattle.

Qualifications/Requirements

Required :

Active Property & Casualty License.

Minimum of 5-6 years of Personal Lines insurance experience.

Experience servicing high-net-worth clients.

Strong relationship‑building skills and a producer mentality.

Preferred :

Familiarity with AMS360 or similar agency management systems (training available).

Experience with Personal Lines rating tools (PL Rater preferred).

Background in account management with a desire to transition into production.

Soft Skills :

Relationship-focused and client‑first mentality.

Team‑oriented with strong communication skills.

Professional demeanor without being overly aggressive in sales.

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