Senior Relationship Manager I, Business Banking - SBA

Senior Relationship Manager, SBA

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC."
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and annual discretionary bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
Promote from within culture
The Senior Relationship Manager, SBA is responsible for providing customized and comprehensive solutions to create value and help meet the strategic priorities and needs for new SBA 7A and Express loans. Including monitoring, analyzing, and providing guidance to internal product partners on post-closing SBA servicing and liquidation activities throughout Wintrust Financial Corporation. In this deadline-oriented role, you will be responsible for managing certain credit relationships

including gathering, analyzing and underwriting all business and personal financial data for the purpose of issuing, extending, amending, and reviewing a commercial credit facility.
Responsibilities:
Generate new small business relationships for Wintrust Community Banks (internal referrals) through utilization of the SBA loan programs and Wintrust treasury management services.
Create and maintain relationships with community bankers and business bankers within Wintrust Community Banks.
When appropriate, introduce other Wintrust partners to small business contacts, prospects and bank customers
Evaluate SBA loan requests using a thorough knowledge of loan policy, guidelines, procedures and SBA standard operating procedures. If appropriate, commence underwriting, SBA eligibility and closing process.
Analyze industries and have a thorough knowledge of risk associated with those industries. Assess the risk inherent in each industry and suggest appropriate financing structures accordingly.
Monitor tickler system report (Moody's) for accurate tracking and reporting of borrower required reporting including financial statements, tax returns, annual site visits, etc. Takes proactive steps to remedy exceptions always keeping them to a minimum.
Exhibit thorough knowledge of fair lending issues, rules and various regulations that directly impact the commercial lending area (e.g. Regulation B, FACT Act, HMDA, CRA, etc.).
Demonstrate effective time management by balancing multiple priorities within individual workload.
Communicate with and effectively interact with all levels of management, including credit administration personnel, loan operations staff and related departments.
Qualifications:
Bachelor's degree, preferably in a business-related field such as accounting or finance
5+ years combined relationship management/lending, commercial underwriting, small business banking experience is required
Must have excellent time management and organizational skills with an attention to detail
Exceptional written and verbal communication skills, along with interpersonal and customer service skills
Proficiency using Microsoft Office products
Ability to problem solve and comprehend SBA manuals and procedures
Benefits:
Medical Insurance

Dental

Vision

Life insurance

Accidental death and dismemberment

Short-term and long-term Disability Insurance

Parental Leave

Employee Assistance Program (EAP)

Traditional and Roth 401(k) with company match

Flexible Spending Account (FSA)

Employee Stock Purchase Plan at 5% discount

Critical Illness Insurance

Accident Insurance

Transportation and Commuting Benefits

Banking Benefits

Pet Insurance
Compensation:
The estimated salary range for this role is $98,000 - $132,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.