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United Community Bank

Commercial Lending Division Manager

United Community Bank, Atlanta, Georgia, United States, 30383

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Overview United Community

is seeking a highly skilled

Commercial Lending Division Manager.

As a Commercial Lending Division Manager, you'll play a pivotal role in managing and growing our commercial relationships while driving new business opportunities. You'll oversee all lending activities within the Bank, working closely with the Regional Credit Manager to manage credit risk effectively. In this dynamic role, you'll communicate lending policies, assist with credit procedures, and ensure compliance with policies. You'll also participate in credit decisions and lead business development activities, including business loans, deposits, and treasury management services. Your efforts will help us achieve our goals for diversification and credit quality.

What You’ll Do

Develop strategies for maintaining and further penetrating existing accounts

Execute strategies with calls, visits, needs assessments, customer qualification, and follow-up to maintain, enhance, and expand customer relationships

Respond promptly to customer issues, questions, and concerns

Analyze financial statements

Make financing proposals and negotiate terms and conditions for loans, leases, etc.

Actively cross-sell bank products

Interact with loan review

Exercise strong credit and pricing skills, making recommendations for credits above assigned authority and decisions for credits within assigned authority

Maintain community involvement

Sponsor loan requests through the appropriate credit approval process

Maintain and build account profitability with assigned clients by providing core banking products and services

Manage administrative tasks, including credit analysis and processing

May be asked to fill other credit roles as needed by the immediate supervisor

Perform quarterly check-ins along with an effective management plan consisting of goals for staff

Requirements For Success

5+ years of previous in banking or sales

Strong background in corporate finance and business acumen

Effective sales techniques and problem-solving skills

Mastery of bank products and services

Conditions of Employment

Must be able to pass a criminal background & credit check

This is a full-time, non-remote position

FLSA Status:

Exempt

Ready to take your career to the next level? Apply now and become a vital part of our team!

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range USD $0.00 - USD $0.00 /Yr.

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