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Director of Product – Payments

BlytzPay, Draper, UT, United States


About BlytzPay BlytzPay is a fast-growing fintech modernizing payments in complex, regulated repayment environments — including BHPH, Property Management, and Consumer & Commercial Collections.

We help businesses recover revenue more efficiently while expanding access to responsible payment solutions for underbanked consumers.

At BlytzPay, payments aren’t checkout flows — they’re regulated financial infrastructure.

www.blytzpay.com

Director of Product – Payments Debt Repayment, Collections & Regulated Verticals Draper, UT (On-Site)

The Role The Director of Product – Payments owns the strategy, economics, and regulatory integrity of our payment platform.

This role sits at the intersection of:

Acquiring & sponsor bank relationships

Financial performance & margin optimization

Network and regulatory compliance

Repayment outcomes & recovery performance

Emerging payment rail innovation

You’ll be accountable for how money moves, what it costs, how it performs, and how it scales safely across regulated repayment use cases.

This is a senior leadership role with strategic authority and hands‑on ownership.

What You’ll Own Payment Economics & Margin Performance

TPV growth and Net Revenue % across all rails

Payment P&L by rail, use case, and vertical

Interchange optimization and routing strategy

Least‑cost routing across Card, PIN debit, ACH, RTP, FedNow, and emerging rails

Processor and sponsor bank commercial relationships

Product Strategy (Regulated Repayment Focus)

Payment acceptance across BHPH, collections, and property management

Flows that improve cure rates, reinstatements, and recovery outcomes

Reduced chargebacks, ACH returns, and dispute exposure

Product decisions aligned with consumer protection and regulatory boundaries

Regulatory & Network Stewardship

PCI-DSS, NACHA, Visa, Mastercard, debit network compliance

Sponsor bank expectations and audit readiness

Product guardrails that scale responsibly

Close partnership with Risk & Compliance

Innovation & Emerging Rails

Evaluation and scaling of RTP, FedNow, and alternative payment methods

Commercial and compliance‑driven rollout of new rails

Architecture built for multi‑vertical expansion

Executive Cross‑Functional Leadership

Internal SME on acquiring and repayment flows

Partnership with Engineering, Risk, Finance, Sales, and Operations

Clear executive‑level communication on payment performance

What Success Looks Like

Sustainable TPV growth with improving Net Revenue %

Lower cost per transaction through smarter routing

Expanded payment methods without increased compliance risk

Scalable, regulator‑ready payment architecture

Strong processor and sponsor bank partnerships

What We’re Looking For

8–12+ years in fintech or payments product leadership

Direct experience in payments acquiring (not issuing‑only)

Experience in regulated repayment environments (collections, lending, BHPH, property management)

Deep understanding of interchange economics and routing

Experience working with processors, sponsor banks, and network compliance teams

Proven ability to operate in a scaling, fast‑paced environment

Who Will Thrive Here This role is best suited for product leaders who have worked close to the core of payments infrastructure — not just surface‑level checkout experiences.

You’ll likely thrive if you:

Have owned or influenced payment margins or unit economics

Understand the real‑dollar impact of different payment rails

Have worked in regulated repayment or high‑risk acquiring environments

Are comfortable balancing growth, compliance, and risk

Are accountable for revenue outcomes — not just feature delivery

Why This Role Matters At BlytzPay, payments are the product.

Decisions in this role directly impact revenue, regulatory exposure, and long‑term scalability.

If you care deeply about how money actually moves — what it costs, how it performs, and how it operates within regulatory guardrails — you’ll feel right at home.

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