Director of Product – Payments

BlytzPay is a fast-growing fintech modernizing payments in complex, regulated repayment environments — including BHPH, Property Management, and Consumer & Commercial Collections.

We help businesses recover revenue more efficiently while expanding access to responsible payment solutions for underbanked consumers.

At BlytzPay, payments aren’t checkout flows — they’re regulated financial infrastructure.

Debt Repayment, Collections & Regulated Verticals

The Role

The Director of Product – Payments owns the strategy, economics, and regulatory integrity of our payment platform.

This role sits at the intersection of:

• Acquiring & sponsor bank relationships
• Financial performance & margin optimization
• Network and regulatory compliance
• Repayment outcomes & recovery performance
• Emerging payment rail innovation

You’ll be accountable for how money moves, what it costs, how it performs, and how it scales safely across regulated repayment use cases.

This is a senior leadership role with strategic authority and hands‑on ownership.

What You’ll Own Payment Economics & Margin Performance

• TPV growth and Net Revenue % across all rails
• Payment P&L by rail, use case, and vertical
• Interchange optimization and routing strategy
• Least‑cost routing across Card, PIN debit, ACH, RTP, FedNow, and emerging rails
• Processor and sponsor bank commercial relationships
• Payment acceptance across BHPH, collections, and property management
• Flows that improve cure rates, reinstatements, and recovery outcomes
• Reduced chargebacks, ACH returns, and dispute exposure
• Product decisions aligned with consumer protection and regulatory boundaries
• Sponsor bank expectations and audit readiness
• Product guardrails that scale responsibly
• Close partnership with Risk & Compliance
• Evaluation and scaling of RTP, FedNow, and alternative payment methods
• Commercial and compliance‑driven rollout of new rails
• Architecture built for multi‑vertical expansion