High Net Worth Commercial Credit Solutions Specialist
RBC, Raleigh, NC, United States
Job Description
What is the opportunity?
As a member of the High Net Worth/Tailored Lending team for the New York Credit Branch within US Wealth Management, you will be responsible for the facilitation of performing life of loan portfolio servicing for complex lending facilities and borrowing structures and new loan closings.
What will you do? Portfolio Management - 70%
Manage the collection, testing and reporting of financial and non-financial loan covenants
Review loan documentation to track credit terms and covenants
Perform or approve funding on existing portfolio
Prepare loan portfolio management reports and present occasional results to internal partners
Monitor credit limits and collateral positions with adherence to approved credit terms and conditions
Loan Servicing - 20%
Facilitate loan renewals, refinances, amendments and loan payoffs
Review and manage documentation of existing loans
Ensure accuracy of data inputs recorded in loan related systems, including relevant credit terms and conditions
Loan Closing - 10%
Perform pre-closing loan due diligence and ensure any pre-closing requirements are satisfied
Work closely with Lending team and Counsel to ensure loan documentation is accurate and reflects approved loan terms
Coordinate loan closing and funding with Lending Team, Counsel and Loan Operations
What do you need to succeed? Must-have
Bachelor’s degree, preferably in a related discipline such as Finance, Accounting or Business
5 or more years of lending/credit experience, preferably in documentation, underwriting or loan portfolio management
Knowledge of credit requirements and regulatory compliance for commercial and securities-based lending
Ability to meet all work deadlines
Exhibits a high level of internal and external client service
Strong proficiency in Microsoft Office including Microsoft Excel
Ability to learn and adapt to in-house credit and other workflow systems
Strong interpersonal, verbal and written communication skills with all levels of management
Nice-to-have
Experience working with complex commercial loans and borrowing structures
Experience in loan portfolio management to include analyzing financials and calculating financial performance ratios
Experience working with High Net Worth / Private Banking clients
Demonstrated collaboration skills, working in partnerships to create effective outcomes
Well organized, detail oriented, and extremely accurate
Results Oriented by executing goals within timelines and acceptable risk levels
What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid‑time off.
Leaders who support your development through coaching and managing opportunities.
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high‑performing team.
Opportunities to do challenging work.
Opportunities to build close relationships with clients.
Job Skills Business Credit, Funding, High Net Worth Individuals, Lending (Inactive), Loan Closings, Loan Documentation, Portfolio Management, Wealth Management
Additional Job Details Address: 8081 ARCO CORPORATE DRIVE:RALEIGH
City: Raleigh
Country: United States of America
Work hours/week: 40
Employment Type: Full time
Platform: WEALTH MANAGEMENT
Job Type: Regular
Pay Type: Salaried
Posted Date: 2026-03-27
Application Deadline: (value not provided)
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well‑being of our clients and communities at jobs.rbc.com
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
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What will you do? Portfolio Management - 70%
Manage the collection, testing and reporting of financial and non-financial loan covenants
Review loan documentation to track credit terms and covenants
Perform or approve funding on existing portfolio
Prepare loan portfolio management reports and present occasional results to internal partners
Monitor credit limits and collateral positions with adherence to approved credit terms and conditions
Loan Servicing - 20%
Facilitate loan renewals, refinances, amendments and loan payoffs
Review and manage documentation of existing loans
Ensure accuracy of data inputs recorded in loan related systems, including relevant credit terms and conditions
Loan Closing - 10%
Perform pre-closing loan due diligence and ensure any pre-closing requirements are satisfied
Work closely with Lending team and Counsel to ensure loan documentation is accurate and reflects approved loan terms
Coordinate loan closing and funding with Lending Team, Counsel and Loan Operations
What do you need to succeed? Must-have
Bachelor’s degree, preferably in a related discipline such as Finance, Accounting or Business
5 or more years of lending/credit experience, preferably in documentation, underwriting or loan portfolio management
Knowledge of credit requirements and regulatory compliance for commercial and securities-based lending
Ability to meet all work deadlines
Exhibits a high level of internal and external client service
Strong proficiency in Microsoft Office including Microsoft Excel
Ability to learn and adapt to in-house credit and other workflow systems
Strong interpersonal, verbal and written communication skills with all levels of management
Nice-to-have
Experience working with complex commercial loans and borrowing structures
Experience in loan portfolio management to include analyzing financials and calculating financial performance ratios
Experience working with High Net Worth / Private Banking clients
Demonstrated collaboration skills, working in partnerships to create effective outcomes
Well organized, detail oriented, and extremely accurate
Results Oriented by executing goals within timelines and acceptable risk levels
What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid‑time off.
Leaders who support your development through coaching and managing opportunities.
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high‑performing team.
Opportunities to do challenging work.
Opportunities to build close relationships with clients.
Job Skills Business Credit, Funding, High Net Worth Individuals, Lending (Inactive), Loan Closings, Loan Documentation, Portfolio Management, Wealth Management
Additional Job Details Address: 8081 ARCO CORPORATE DRIVE:RALEIGH
City: Raleigh
Country: United States of America
Work hours/week: 40
Employment Type: Full time
Platform: WEALTH MANAGEMENT
Job Type: Regular
Pay Type: Salaried
Posted Date: 2026-03-27
Application Deadline: (value not provided)
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well‑being of our clients and communities at jobs.rbc.com
RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.
#J-18808-Ljbffr