Government & Institutional Banking Credit Underwriter
Regions Bank, Hoover, AL, United States
Job Description
At Regions, the Commercial Credit Services Underwriter works within the Credit Products group to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures.
Primary Responsibilities
Uses strong credit skills to competently complete credit approval activities with some management oversight
Analyzes credit opportunities using standard or custom risk analysis templates, including Moody’s Risk Analytics, and provides to team management for feedback and approval
Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures
Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors
Works collaboratively with multiple stakeholders including credit officers and relationship managers
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
Bachelor’s degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience
High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience
Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$69,218.05 USD
Median:
$83,390.00 USD
Incentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, visit the following link: https://www.regions.com/about-regions/welcome-portal/benefits
Location Details Riverchase Complex North Building
Location Hoover, Alabama
Equal Opportunity Employer/including Disabled/Veterans
#J-18808-Ljbffr
Primary Responsibilities
Uses strong credit skills to competently complete credit approval activities with some management oversight
Analyzes credit opportunities using standard or custom risk analysis templates, including Moody’s Risk Analytics, and provides to team management for feedback and approval
Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures
Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors
Works collaboratively with multiple stakeholders including credit officers and relationship managers
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
Bachelor’s degree in Accounting, Finance or related field and two (2) years of commercial loan underwriting, credit analysis or portfolio management experience
High School Diploma and six (6) years of commercial loan underwriting, credit analysis or portfolio management experience
Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$69,218.05 USD
Median:
$83,390.00 USD
Incentive Pay Plans:
This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, visit the following link: https://www.regions.com/about-regions/welcome-portal/benefits
Location Details Riverchase Complex North Building
Location Hoover, Alabama
Equal Opportunity Employer/including Disabled/Veterans
#J-18808-Ljbffr