Head of Underwriting, Habitational Property

Our client, an early-stage, AI-driven commercial real estate insurtech, is building its MGA function and hiring a Head of Underwriting to serve as the firm’s habitational/real estate SME. This is a true builder opportunity for a senior property underwriter to step beyond a traditional carrier environment and help define underwriting strategy, risk appetite, and program structure from the ground up.

You will be hands-on underwriting deals while working directly with the founders to embed underwriting into a data-led, technology-enabled platform, and will play a key role in securing and managing carrier and reinsurance capacity partners.

The ideal profile brings 8+ years of habitational/CRE property underwriting experience within a carrier, including experience building shared and layered programs and contributing to or managing a $100M GWP book. Strong broker and carrier relationships are critical, along with an interest in working closely with technology to help shape a policy administration platform in its early stages.

This position is best suited for an AVP/VP-level carrier underwriter seeking increased responsibility and exposure to the insurtech ecosystem.

Candidates must be based in the NYC area or willing to relocate within 6–12 months.

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