Credit Specialist (JUMBO)
Russell Tobin, Dallas, TX, United States
We are seeking an experienced
Credit Specialist
to evaluate loan risk, support sellers, and ensure the quality of mortgage loans meets internal guidelines. This role requires deep expertise in underwriting, strong decision-making abilities, and a client-focused approach in a fast-paced environment.
Key Responsibilities
Analyze non-agency mortgage loans for underwriting quality and guideline compliance
Evaluate and approve credit exceptions, waivers, and eligibility scenarios
Provide feedback and guidance to sellers and third-party partners
Communicate underwriting decisions and compensating factors clearly
Identify loan quality trends and support credit policy improvements
Act as a subject matter expert on underwriting guidelines and compliance
Collaborate with internal teams (trading, sales, legal, compliance) and external stakeholders
Qualifications
8+ years in the mortgage industry with 5+ years in underwriting
Strong experience in
Jumbo underwriting (required) ;
Non-QM preferred
Prior leadership or team lead experience is a plus
Expertise in loan documentation, credit analysis, and risk assessment
Excellent communication, problem-solving, and client service skills
Benefits Info Russell Tobin offers eligible employee’s comprehensive healthcare coverage (medical, dental, and vision plans), supplemental coverage (accident insurance, critical illness insurance and hospital indemnity), 401(k)-retirement savings, life & disability insurance, an employee assistance program, legal support, auto, home insurance, pet insurance and employee discounts with preferred vendors.
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Credit Specialist
to evaluate loan risk, support sellers, and ensure the quality of mortgage loans meets internal guidelines. This role requires deep expertise in underwriting, strong decision-making abilities, and a client-focused approach in a fast-paced environment.
Key Responsibilities
Analyze non-agency mortgage loans for underwriting quality and guideline compliance
Evaluate and approve credit exceptions, waivers, and eligibility scenarios
Provide feedback and guidance to sellers and third-party partners
Communicate underwriting decisions and compensating factors clearly
Identify loan quality trends and support credit policy improvements
Act as a subject matter expert on underwriting guidelines and compliance
Collaborate with internal teams (trading, sales, legal, compliance) and external stakeholders
Qualifications
8+ years in the mortgage industry with 5+ years in underwriting
Strong experience in
Jumbo underwriting (required) ;
Non-QM preferred
Prior leadership or team lead experience is a plus
Expertise in loan documentation, credit analysis, and risk assessment
Excellent communication, problem-solving, and client service skills
Benefits Info Russell Tobin offers eligible employee’s comprehensive healthcare coverage (medical, dental, and vision plans), supplemental coverage (accident insurance, critical illness insurance and hospital indemnity), 401(k)-retirement savings, life & disability insurance, an employee assistance program, legal support, auto, home insurance, pet insurance and employee discounts with preferred vendors.
#J-18808-Ljbffr