Job Summary
Implement the strategy for CPM in Europe and Americas region in line with Global CPM strategy. Set and monitor delivery of business performance objectives for Americas, ensuring adherence to CPM business conduct framework within the region.
CPM Assets
- Enabling better and faster decision making for frontline staff by providing transparency and global consistency, complementing the current Risk and Finance functions. This includes reinforcing first line ownership of risk.
- Review Capital Allocation Forum (CAF) submissions on a risk/reward matrix, including feedback from distribution teams.
- Assist the region in managing sub‑optimal targets by providing inputs to Regional Head and Coverage on relationships that could improve in the coming quarters.
- Monitor Deal Team (DT) executions of CAF commitments and help them understand the implications of Basel 3.1 on their portfolios.
- Work closely with CPM liabilities to coordinate action items agreed at ALCOs.
- Monitor the portfolio for potential credit issues and reduce exposures through secondary distribution and/or hedging, thereby lowering concentration risks and freeing up regulatory capital while maintaining risk tolerance.
Responsibilities
- Proactively assess risk at CIC Forums.
- Implement the CPM strategy for the management of CIB stressed exposures in the Americas region, including legacy CG13–CG14 exposures, all new CG13/CG14 exposures effective 1 January 2022, and any other exposure across the CIB balance sheet showing impending stress.
- Collaborate with syndicate and other lenders on restructuring to ensure SCB concerns are addressed in restructuring plans.
- Ensure adherence to the CPM business conduct framework while optimizing RWA and liquidity in the legacy stressed asset portfolio, and manage data capture for effective credit modeling.
- Complete IFRS 9 accounting and CST checks in a timely and accurate manner.
Qualifications
- 12–15 years of relevant banking and financial services experience.
- Experience in Structured Finance or Stress Asset Management preferred.
- Detail‑oriented with a strong understanding of business drivers and risk management.
- Experience in Europe and the US is advantageous.
- Appreciation of portfolio and balance‑sheet fundamentals, including market and regulatory dynamics.
- Experience in asset distribution, credit derivatives and asset securitisation.
- Solid knowledge of credit risk management principles and techniques.
Benefits
- Competitive salary and benefits supporting mental, physical, financial, and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits in some locations.
- Time‑off: annual leave, parental/maternity leave (20 weeks), sabbatical (up to 12 months), volunteering leave (3 days), and a minimum of 30 days global annual/public holidays.
- Flexible working options between home and office locations, including flexible working patterns.
- Proactive wellbeing support via Unmind, resilience development courses, global Employee Assistance Programme, mental health first‑aiders, and self‑help toolkits.
- Continuous learning culture with opportunities to reskill, upskill, and access physical, virtual, and digital learning resources.
- EEO and diversity statements: The company is an equal opportunity employer and embraces a values‑driven, inclusive workplace where all employees are respected.
- Expected annual base pay range: $150,000 to $210,000 USD, plus discretionary variable pay and a range of attractive bank‑sponsored benefit programs.