
DIC Underwriter
ICW Group, San Diego, CA, United States
* Accept, modify, or reject risks based on a review of business in terms of loss experience, inspection reports, file information, web resources, policyholder tenure, and related policies.* Classify nature of risk in accordance with Company guidelines, standards, and compliance with state laws.* Interpret policy contract language/forms and use approved classification systems, rating plans and selection standards to determine eligibility, desirability, and proper classification/pricing.* Inform management of weakness in coverage and/or products that are adversely impacting growth potential.* Gather pertinent competitive information to assist in developing recommendations to product development.* Underwrite Flood risks within ICW Specialty’s underwriting guidelines, appetite, and authority, with accountability for profitability, growth, and underwriting discipline.* Focus on wholesale distribution, serving as a primary point of contact and trusted advisor to wholesale brokers within assigned territories.* Evaluate complex Flood submissions, including analysis of exposure, loss potential, modeling outputs, and reinsurance considerations.* Apply Flood-specific policy forms, endorsements, rating plans, and eligibility requirements in compliance with regulatory and underwriting governance standards.* Manage a personal Flood book of business, monitoring performance metrics and adjusting underwriting strategies to support profitable growth.* Develop and maintain strong broker relationships through regular communication, strategic planning discussions, and in-person broker visits aligned with annual marketing plans.* Collaborate with Distribution, Product, and Reinsurance partners to support market development, identify growth opportunities, and address competitive positioning.* Represent ICW Specialty in broker meetings, industry events, and conferences as appropriate.* Provide technical guidance related to Flood coverage interpretation, underwriting acceptability, and risk selection to internal and external partners.* Bachelor’s degree in Business, Accounting, Statistics, or related field.* Minimum 1-5 years of experience underwriting in a specialty area.* Demonstrated experience with automated Underwriting systems.* Knowledge of and application of fundamental Underwriting concepts, practices, and procedures in area of specialization.* Ability to read, analyze, and interpret technical instructions. Ability to search for and find programming information on the Internet and resolve complex programming challenges.* Ability to breakdown complex ideas into simple concepts and present this information in small group meetings.* Must be able to write programming documentation for technical and non-technical individuals.* Demonstrated ability to present complex data/information to varied audiences.* Proven organizational, analytical and time management skills.* Demonstrated ability to negotiate, influence, and close deals.* Excellent interpersonal skills.* Challenging work and the ability to make a difference* You will have a voice and feel a sense of belongingAt ICW Group we offer a work environment that encourages entrepreneurialism and celebrates success.
Our team members are hands-on contributors who are given the opportunity to make an impact.
It's our people who make us an employer of choice and the vibrant company we are today. #J-18808-Ljbffr
Our team members are hands-on contributors who are given the opportunity to make an impact.
It's our people who make us an employer of choice and the vibrant company we are today. #J-18808-Ljbffr