Senior Commercial Lender - Sandy, UT
Zions Bank, Midvale, UT, United States
Overview
Zions Bank is the largest provider of Auto Dealer financing in Utah, offering inventory floorplan financing, franchise (CAP) financing, and commercial owner‑occupied real estate. The current portfolio exceeds $1B, with several dealer relationships holding over $100M in commitments.
Position Summary We are seeking a
Senior Commercial Lender
to join Zions Bank at our Sandy, UT location. This role focuses on generating and servicing a wide variety of commercial loans, developing low‑risk commercial relationships, and maintaining exceptional client service.
Responsibilities
Manage an underwriting team of Relationship Managers and Portfolio Managers overseeing a $1B commercial loan portfolio.
Help grow Auto Dealer loan portfolios by $200M at affiliate banks within the Bancorp footprint over the next 1‑3 years.
Develop managerial skills for promotion to Department Manager in 3‑5 years.
Generate and service a diverse portfolio of commercial loans, including large and complex credits.
Develop and maintain strong commercial relationships with new and existing clients.
Act as principal account and relationship manager, providing consultative direction and solutions.
Drive new business through client and prospect calls, referrals, and cross‑selling bank products.
Conduct credit analysis, loan structuring, client interviewing, and character judgment.
Qualifications
8+ years’ experience with commercial or credit‑associated lending, credit, or underwriting, or 11+ years of other directly related experience.
Expert knowledge of commercial loans, credit analysis, lending, loan processing, and closing processes.
Proven ability to expand commercial loans, client relationships, and cross‑sell bank products.
Solid sales ability and experience in applicant interviewing and perceptive character judgment.
Strong skills in loan structuring and monitoring credit performance.
Excellent interpersonal and communication skills.
Working knowledge of software applications, including word processing and spreadsheets.
Experience managing a large commercial portfolio.
Bachelor’s degree required; a combination of education and experience may meet requirements.
Benefits
Medical, Dental and Vision Insurance – starts day one.
Life and Disability Insurance.
Paid Parental Leave and Adoption Assistance.
Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
Paid Training, Paid Time Off (PTO), and 11 paid federal holidays plus applicable state holidays.
401(k) plan with company match, profit sharing, and competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum $5,250 per calendar year, employees eligible upon hire.
Employee Ambassador preferred banking products.
Location This position is located in Sandy, UT and is in‑office five days per week.
Background Check All candidates, including those with criminal histories, will be considered for employment. A background check consistent with FDIC Section 19 regulations will be completed on any candidate who accepts a conditional job offer.
Equal Employment Opportunity Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants regardless of race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, sexual orientation, gender identity, genetic information, or any other characteristic protected by applicable federal, state or local law.
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Position Summary We are seeking a
Senior Commercial Lender
to join Zions Bank at our Sandy, UT location. This role focuses on generating and servicing a wide variety of commercial loans, developing low‑risk commercial relationships, and maintaining exceptional client service.
Responsibilities
Manage an underwriting team of Relationship Managers and Portfolio Managers overseeing a $1B commercial loan portfolio.
Help grow Auto Dealer loan portfolios by $200M at affiliate banks within the Bancorp footprint over the next 1‑3 years.
Develop managerial skills for promotion to Department Manager in 3‑5 years.
Generate and service a diverse portfolio of commercial loans, including large and complex credits.
Develop and maintain strong commercial relationships with new and existing clients.
Act as principal account and relationship manager, providing consultative direction and solutions.
Drive new business through client and prospect calls, referrals, and cross‑selling bank products.
Conduct credit analysis, loan structuring, client interviewing, and character judgment.
Qualifications
8+ years’ experience with commercial or credit‑associated lending, credit, or underwriting, or 11+ years of other directly related experience.
Expert knowledge of commercial loans, credit analysis, lending, loan processing, and closing processes.
Proven ability to expand commercial loans, client relationships, and cross‑sell bank products.
Solid sales ability and experience in applicant interviewing and perceptive character judgment.
Strong skills in loan structuring and monitoring credit performance.
Excellent interpersonal and communication skills.
Working knowledge of software applications, including word processing and spreadsheets.
Experience managing a large commercial portfolio.
Bachelor’s degree required; a combination of education and experience may meet requirements.
Benefits
Medical, Dental and Vision Insurance – starts day one.
Life and Disability Insurance.
Paid Parental Leave and Adoption Assistance.
Health Savings Account (HSA), Flexible Spending Account (FSA), and dependent care accounts.
Paid Training, Paid Time Off (PTO), and 11 paid federal holidays plus applicable state holidays.
401(k) plan with company match, profit sharing, and competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum $5,250 per calendar year, employees eligible upon hire.
Employee Ambassador preferred banking products.
Location This position is located in Sandy, UT and is in‑office five days per week.
Background Check All candidates, including those with criminal histories, will be considered for employment. A background check consistent with FDIC Section 19 regulations will be completed on any candidate who accepts a conditional job offer.
Equal Employment Opportunity Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants regardless of race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, sexual orientation, gender identity, genetic information, or any other characteristic protected by applicable federal, state or local law.
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