Real Estate Corporate Banking Associate- Institutional Fund Group
Regions Bank, Dallas, TX, United States
Job Description
At Regions, the Real Estate Corporate Banking Associate is directly involved in the design, origination, structuring, and execution of loan commitments, loan syndications, and capital markets products and services for existing and prospective REIT/Fund clients. Associates also assist in the cultivation of client relationships by conducting research, staying abreast of client and industry trends, and participating in industry and client related strategic and tactical planning. This includes participation in client meetings, due diligence visits, and other client interactions during which they gain exposure to key executives and senior bankers. The associate operates in a cross‑functional capacity performing credit and underwriting analysis regularly in addition to coverage support. The role also supports efforts to identify and mitigate risk in existing and proposed credit products and manages a portfolio of loans and other credit relationships in conjunction with the aligned manager.
Primary Responsibilities
Understands client needs and identifies Regions’ products and services or complex, actionable ideas that can help clients achieve their goals
Develops and maintains detailed financial models to value REIT/Fund companies and depict projected financial results
Collects, reviews, and documents receipt of financial statements, covenant compliance, and additional segment‑specific deliverables while ensuring credit files are current and complete
Supports senior bankers proactively in their relationship responsibilities, including actively engaging with current and prospective clients, analyzing relationship profitability and generating new ideas to grow that profitability
Maintains proprietary databases through monitoring news, current events, transactions, and financial information for clients, prospects, and other industry participants
Frequently assists in preparation of written material, including pitches, proposals, client materials and associated supporting analyses with limited supervision
Prepares and documents the financial analysis for renewal and/or credit servicing documents, and elevates findings to the Credit Products Specialist for further review of potential increased risk
Provides expert service with a high sense of urgency in coordination between the coverage team of bankers and Credit Products partners to ensure alignment with delivering the whole bank to the client with speed, certainty, and creativity
Supports both coverage and credit products in client prospecting, transaction screening memos, underwriting, transaction closing, and portfolio management
Completes functions associated with closing including review of coding and loan documents, formulation of commitment letters and closing memos, coordination with fulfillment, etc.
Conducts ongoing monitoring which includes but is not limited to the completion of benchmark testings, electronic credit file maintenance, and the ongoing review and analysis of metrics
Validates that the risk rating remains acceptable and proactively identifies risk rating changes with oversight from CPA II/Credit Products Specialist and in partnership with Coverage and Credit Risk partners
Participates in the recruitment, development, training, and oversight of junior resources
Requirements
Bachelor’s degree in accounting, finance or related field with a proven record of high achievement and three (3) years of relevant work experience
Formal credit training
Preferences
Master’s in Business Administration (MBA)
Skills and Competencies
Advanced Microsoft Excel, PowerPoint, and Word skills
Energetic and creative self‑starter with willingness to take on and successfully manage significant and multiple responsibilities
Effectively prioritizes and completes work that is assigned from both coverage and credit products reporting lines
Strong sense of personal accountability with a results orientation as part of a collaborative team environment
Strong written and verbal communication skills
Attention to detail and ability to multi‑task under pressure
Ability to work well in a fast‑paced, team‑oriented environment
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the role. As these factors vary by individual, pay will also vary among individual associates within the same job.
Job Range Target
Minimum: $94,012.38 USD
Median: $125,307.00 USD
Incentive Pay Plans
This role is eligible for participation in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location Details
Dallas Uptown, Dallas, Texas
Equal Opportunity Employer
Regions is an Equal Opportunity Employer including Disabled and Veterans.
Note: This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. It is incentive eligible.
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At Regions, the Real Estate Corporate Banking Associate is directly involved in the design, origination, structuring, and execution of loan commitments, loan syndications, and capital markets products and services for existing and prospective REIT/Fund clients. Associates also assist in the cultivation of client relationships by conducting research, staying abreast of client and industry trends, and participating in industry and client related strategic and tactical planning. This includes participation in client meetings, due diligence visits, and other client interactions during which they gain exposure to key executives and senior bankers. The associate operates in a cross‑functional capacity performing credit and underwriting analysis regularly in addition to coverage support. The role also supports efforts to identify and mitigate risk in existing and proposed credit products and manages a portfolio of loans and other credit relationships in conjunction with the aligned manager.
Primary Responsibilities
Understands client needs and identifies Regions’ products and services or complex, actionable ideas that can help clients achieve their goals
Develops and maintains detailed financial models to value REIT/Fund companies and depict projected financial results
Collects, reviews, and documents receipt of financial statements, covenant compliance, and additional segment‑specific deliverables while ensuring credit files are current and complete
Supports senior bankers proactively in their relationship responsibilities, including actively engaging with current and prospective clients, analyzing relationship profitability and generating new ideas to grow that profitability
Maintains proprietary databases through monitoring news, current events, transactions, and financial information for clients, prospects, and other industry participants
Frequently assists in preparation of written material, including pitches, proposals, client materials and associated supporting analyses with limited supervision
Prepares and documents the financial analysis for renewal and/or credit servicing documents, and elevates findings to the Credit Products Specialist for further review of potential increased risk
Provides expert service with a high sense of urgency in coordination between the coverage team of bankers and Credit Products partners to ensure alignment with delivering the whole bank to the client with speed, certainty, and creativity
Supports both coverage and credit products in client prospecting, transaction screening memos, underwriting, transaction closing, and portfolio management
Completes functions associated with closing including review of coding and loan documents, formulation of commitment letters and closing memos, coordination with fulfillment, etc.
Conducts ongoing monitoring which includes but is not limited to the completion of benchmark testings, electronic credit file maintenance, and the ongoing review and analysis of metrics
Validates that the risk rating remains acceptable and proactively identifies risk rating changes with oversight from CPA II/Credit Products Specialist and in partnership with Coverage and Credit Risk partners
Participates in the recruitment, development, training, and oversight of junior resources
Requirements
Bachelor’s degree in accounting, finance or related field with a proven record of high achievement and three (3) years of relevant work experience
Formal credit training
Preferences
Master’s in Business Administration (MBA)
Skills and Competencies
Advanced Microsoft Excel, PowerPoint, and Word skills
Energetic and creative self‑starter with willingness to take on and successfully manage significant and multiple responsibilities
Effectively prioritizes and completes work that is assigned from both coverage and credit products reporting lines
Strong sense of personal accountability with a results orientation as part of a collaborative team environment
Strong written and verbal communication skills
Attention to detail and ability to multi‑task under pressure
Ability to work well in a fast‑paced, team‑oriented environment
Position Type
Full time
Compensation Details
Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the role. As these factors vary by individual, pay will also vary among individual associates within the same job.
Job Range Target
Minimum: $94,012.38 USD
Median: $125,307.00 USD
Incentive Pay Plans
This role is eligible for participation in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location Details
Dallas Uptown, Dallas, Texas
Equal Opportunity Employer
Regions is an Equal Opportunity Employer including Disabled and Veterans.
Note: This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. It is incentive eligible.
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