Credit Portfolio Manager - Insurance Premium Finance
U.S. Bank, Gresham, OR, United States
Overview
U.S. Bank is seeking an experienced credit professional to join the Insurance Premium Finance (IPF) Credit Portfolio Management team. The Credit Portfolio Manager partners with Relationship Managers to manage and grow IPF credit relationships, support retention and expansion of existing customers, and pursue growth opportunities aligned with the business strategy.
Primary Responsibilities
Fulfill underwriting requirements while providing accurate, timely and conclusive credit memos
Perform due diligence on prospective borrowers and new opportunities and assist in preparing the initial reviews
Coordinate work with Credit Risk Management and other groups, promoting consistent quality and conciseness of credit documents and streamlining workflow among underwriting, credit approval and Credit Risk Management
Participate in credit approval discussions
Participate in joint client calls with relationship managers, clients and advisors
Perform timely covenant compliance and collateral valuation updates
Assist relationship managers in working with internal and external legal counsel reviewing and ensuring accuracy of credit agreements
Assist relationship managers in loan structuring to win without undue risk to the Bank
Understand and comply with all U.S. Bank Credit Policies and Procedures
Basic Qualifications
Bachelor's degree, or equivalent work experience
Three to five years of relevant experience
Preferred Skills/Experience
Thorough credit underwriting knowledge with experience in complex individual underwriting
Thorough understanding of credit standards, policies, procedures, government agency compliance (Reg B, H, O, etc.)
IPF product experience preferred but not required
Strong analytical and problem-solving skills
Well-developed written communication and verbal presentation skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Ability to manage several time-sensitive deals, projects and tasks in a fast-paced environment
Additional Considerations
Additional considerations regarding base pay levels are based on candidate qualifications. Your compensation expectations will be discussed with a U.S. Bank recruiter if you are contacted to discuss the role further.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase and 401(k) contribution. Pay Range: $92,820.00 - $109,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including various fair chance ordinances and federal requirements. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr
U.S. Bank is seeking an experienced credit professional to join the Insurance Premium Finance (IPF) Credit Portfolio Management team. The Credit Portfolio Manager partners with Relationship Managers to manage and grow IPF credit relationships, support retention and expansion of existing customers, and pursue growth opportunities aligned with the business strategy.
Primary Responsibilities
Fulfill underwriting requirements while providing accurate, timely and conclusive credit memos
Perform due diligence on prospective borrowers and new opportunities and assist in preparing the initial reviews
Coordinate work with Credit Risk Management and other groups, promoting consistent quality and conciseness of credit documents and streamlining workflow among underwriting, credit approval and Credit Risk Management
Participate in credit approval discussions
Participate in joint client calls with relationship managers, clients and advisors
Perform timely covenant compliance and collateral valuation updates
Assist relationship managers in working with internal and external legal counsel reviewing and ensuring accuracy of credit agreements
Assist relationship managers in loan structuring to win without undue risk to the Bank
Understand and comply with all U.S. Bank Credit Policies and Procedures
Basic Qualifications
Bachelor's degree, or equivalent work experience
Three to five years of relevant experience
Preferred Skills/Experience
Thorough credit underwriting knowledge with experience in complex individual underwriting
Thorough understanding of credit standards, policies, procedures, government agency compliance (Reg B, H, O, etc.)
IPF product experience preferred but not required
Strong analytical and problem-solving skills
Well-developed written communication and verbal presentation skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Ability to manage several time-sensitive deals, projects and tasks in a fast-paced environment
Additional Considerations
Additional considerations regarding base pay levels are based on candidate qualifications. Your compensation expectations will be discussed with a U.S. Bank recruiter if you are contacted to discuss the role further.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase and 401(k) contribution. Pay Range: $92,820.00 - $109,200.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including various fair chance ordinances and federal requirements. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr