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Loan Officer

First Choice Lending Services, Knoxville, TN, United States


Job Summary
We are seeking an experienced Loan Officer to join our team. In this role, you will evaluate and process loan applications. Your responsibilities will include interviewing applicants to gather financial information, evaluating creditworthiness, and completing loan contracts. The ideal candidate has excellent communication and customer service skills and a deep understanding of current lending practices and regulations. We have an incredible team of Processors and Loan Officer Assistants to help you along the way and will get your loans closed on time. We are a Correspondent Lender and will give the Loan Officer freedom to use one of our 12 Investor Partners.

Responsibilities

Interview applicants to gather financial information

Evaluate creditworthiness

Process loan applications

Set up debt payment plansReport on financing decisions

Complete loan contracts

Assist clients in understanding the terms and conditions of their contracts

Maintain up-to-date knowledge of current financial services and types of loans

Keep detailed records for all accounts

Qualifications

Bachelor’s degree in finance, economics, or a related field

Previous experience as a Loan Officer is preferred

Familiarity with Microsoft Excel, databases, and loan processing and banking software

Knowledge of lending products and practices

Strong customer service and communication skills

Ability to perform in a goal-oriented environment

Benefits & Perks

401(k) matching

Bonus based on performance

Company parties

Dental insurance

Employee discounts

Free food & snacks

Health insurance

Opportunity for advancement

Vision insurance

Careers Advancement Opportunities

Flexible Scheduling

Competitive Compensation

Life Insurance

Disability and Cancer Insurance

Flexible work from home options available.

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