Mortgage Processor
HCLTech, Highlands Ranch, CO, United States
Overview
Mortgage Loan Processor role for a client project. You will bring exceptional communication skills, sense of urgency, and willingness to work closely with others, serving as the primary contact for our client’s customers as they navigate the mortgage loan process. You will effectively manage a large pipeline of loans.
Essential Functions/Duties
Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
Obtain list from underwriters of conditions necessary to close loan and work with customer to obtain necessary information – submitting it to underwriter
Verify that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential
Work as directed by Management
Preferred Education & Experience
High School Diploma or GED equivalent required, some college preferred; College degree desired
Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software (Encompass 360) desired
A minimum of 3 years of prior loan processing experience is preferred
Excellent customer service skills; strong written and oral communication; ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand
Ability to multi-task and operate in a high-volume, fast-paced environment
Knowledge of federal and state regulatory requirements a plus
Must be able to perform essential responsibilities with or without reasonable accommodation
Experience
Mortgage Processing: 3 years (Preferred)
Microsoft Office: 3 years (Preferred)
Customer Service: 3 years (Preferred)
Education
High school or equivalent (Required)
Additional Details
Job description provided multiple times in the original content. This refined version consolidates the essential elements into a single, coherent description while preserving the original requirements and emphasis on candidate qualifications and responsibilities.
Benefits & Compliance
We offer: HCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.
A candidate’s pay within the range will depend on their work location, skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.
Pay and Benefits Pay Range Minimum: $23.00 per hour
Pay Range Maximum: 25.00 per hour
Beverly Bishop
HCLTech
Human Resource Manager
Email: Beverly.bishop@hcltech.com
https://www.hcltech.com/
https://www.linkedin.com/company/hcltech/
#J-18808-Ljbffr
Mortgage Loan Processor role for a client project. You will bring exceptional communication skills, sense of urgency, and willingness to work closely with others, serving as the primary contact for our client’s customers as they navigate the mortgage loan process. You will effectively manage a large pipeline of loans.
Essential Functions/Duties
Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
Obtain list from underwriters of conditions necessary to close loan and work with customer to obtain necessary information – submitting it to underwriter
Verify that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential
Work as directed by Management
Preferred Education & Experience
High School Diploma or GED equivalent required, some college preferred; College degree desired
Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software (Encompass 360) desired
A minimum of 3 years of prior loan processing experience is preferred
Excellent customer service skills; strong written and oral communication; ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand
Ability to multi-task and operate in a high-volume, fast-paced environment
Knowledge of federal and state regulatory requirements a plus
Must be able to perform essential responsibilities with or without reasonable accommodation
Experience
Mortgage Processing: 3 years (Preferred)
Microsoft Office: 3 years (Preferred)
Customer Service: 3 years (Preferred)
Education
High school or equivalent (Required)
Additional Details
Job description provided multiple times in the original content. This refined version consolidates the essential elements into a single, coherent description while preserving the original requirements and emphasis on candidate qualifications and responsibilities.
Benefits & Compliance
We offer: HCLTech is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.
A candidate’s pay within the range will depend on their work location, skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.
Pay and Benefits Pay Range Minimum: $23.00 per hour
Pay Range Maximum: 25.00 per hour
Beverly Bishop
HCLTech
Human Resource Manager
Email: Beverly.bishop@hcltech.com
https://www.hcltech.com/
https://www.linkedin.com/company/hcltech/
#J-18808-Ljbffr