Asset & Wealth Management- Dallas - Associate, Internal Product Specialists- 456
Goldman Sachs Bank AG, Dallas, TX, United States
Job Duties:Associate, Internal Product SpecialistswithGoldman Sachs Bank USAin Dallas, Texas. Underwrite and originate complex structured loans to commercial real estate-focused high net-worth clients. Assess, monitor, and document the credit and business risks incurred across loan transactions within the existing portfolio of deals. Conduct routine, thorough analysis of the borrower’s financial condition, evaluate any collateral securing the loan, identify risks and mitigants, and proactively make recommendations to senior leadership to address looming challenges. Work on originating and managing a portfolio of various other structured underwritten loans secured by Firm and third-party private equity/hedge funds, aircraft, fine art, hobby properties, private company stock, yachts, and marketable securities. Ensure underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. Participate in various business-related initiatives, such as new product development and systems/operational enhancements.
Job Requirements: Master’s degree (U.S. or foreign equivalent) or Bachelor’s degree (U.S. or foreign equivalent) in Finance, Business, Economics, Accounting, or related field and one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) in the job offered or in a related role. Prior employment must include one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) with: private bank lending including a demonstrated proficiency in analyzing complex borrower and guarantor structures and financial reporting; financial Accounting principles and strong financial valuation and modeling skills using Microsoft Excel; understanding of the regulatory frameworks and controls that govern the banking industry and lending business; commercial real estate underwriting principles including collateral evaluation and market research using open and proprietary sources of information; and communicating effectively both in writing and verbally with senior business leadership, clients and relevant stakeholders.
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).
Child Care & Family Care
We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
Read more about the full suite of class-leading benefits our firm has to offer.
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Job Requirements: Master’s degree (U.S. or foreign equivalent) or Bachelor’s degree (U.S. or foreign equivalent) in Finance, Business, Economics, Accounting, or related field and one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) in the job offered or in a related role. Prior employment must include one (1) year of experience (with a Master’s degree) or three (3) years of experience (with a Bachelor’s degree) with: private bank lending including a demonstrated proficiency in analyzing complex borrower and guarantor structures and financial reporting; financial Accounting principles and strong financial valuation and modeling skills using Microsoft Excel; understanding of the regulatory frameworks and controls that govern the banking industry and lending business; commercial real estate underwriting principles including collateral evaluation and market research using open and proprietary sources of information; and communicating effectively both in writing and verbally with senior business leadership, clients and relevant stakeholders.
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).
Child Care & Family Care
We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
Read more about the full suite of class-leading benefits our firm has to offer.
#J-18808-Ljbffr