Corporate Mortgage Processor III
Foothills Bank, Kalispell, MT, United States
About The Role
The Mortgage Loan Processor III position requires outstanding customer service and communication skills. Mortgage loan processors must have strong math aptitude, excellent time management, organizational capabilities, and attention to detail. The role involves processing and preparing retail mortgage loans—including conventional, government, construction, purchase, refinance, and portfolio ARMs—under various loan programs in alignment with company policies and procedures.
This is a corporate position that may be located in an available bank division across our nine‑state footprint (AZ, CO, ID, MT, NV, TX, UT, WA, or WY).
Entry rate is $24.99+ per hour (calculated for Kalispell, MT). WA applicants in Wenatchee range from $28.30 to $42.44 per hour; WA applicants in Spokane range from $27.91 to $41.86 per hour.
Responsibilities
Process mortgage loan applications, ensuring compliance with regulations, policies, and procedures within required timeframes; confirm complete applications, verify loan data accuracy, perform preliminary income analysis, and confirm all documents and signatures are in order before submission to underwriting.
Conduct follow‑up on third‑party service orders, generate re‑disclosures and change‑in‑circumstance statements, satisfy underwriting conditions, and ensure files are complete for loan closing. Coordinate loan closings and deliver documents to title/escrow companies.
Act as liaison among originators, underwriters, and closers/funders to ensure timely closing, accurate document completion, proper signatures, and coordination of the closing process.
Mitigate processing‑related post‑closing deficiencies.
Comply with all company policies, applicable laws and regulations—including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control—and complete assigned online training courses with a passing score by the due date.
Qualifications
Education : High School Diploma or GED (required).
Experience :
5 years of mortgage fulfillment experience (required).
4 years of mortgage processing experience (required).
Expert experience with Encompass, HFA, construction procedures, and ability to learn additional computer applications.
Expert ability to interpret underwriting guidelines and use sound judgment to clear conditions.
Expert knowledge of conventional, FHA, VA, USDA, and construction loan processing and loan policy procedures.
Advanced knowledge of reviewing tax returns to determine qualifying income.
Advanced knowledge of DUA, LP, and Loan Beam applications/results and interpretation.
Required Skills and Abilities
Ability to multi‑task and handle complex tasks efficiently; strong organizational skills.
Strong analytical skills.
Strong attention to detail.
Trustworthy, credible, with discretion and diplomacy.
Team player with a passion for customer service and proven ability to build rapport and work effectively with employees at all levels.
Compliance with applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control.
Reliable, timely attendance.
Capability to interact calmly and professionally with a diverse variety of people.
Additional Requirements
Travel : Occasional travel (less than 10 days per year) by automobile, commercial airlines, rental vehicles, and public transportation; ability to lodge in public facilities.
Working Conditions
Environment : Indoors, climate‑controlled shared work area.
Noise Level : Moderate noise, within reasonable limits.
Lifting : Sedentary work with occasional lifting of up to 10 pounds.
What We Offer
Starting salary varies by experience and geographic location. We offer an extensive benefits package that includes medical, dental, vision, and life insurance for employees and eligible dependents, a health savings account option, an employee assistance program, a health rewards program, a retirement savings plan, including 401(k) and profit‑sharing, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services. A generous paid time off (PTO) plan applies to full‑time employees, with accruals based on hours worked. Full‑time employees receive six paid holidays; part‑time employees receive pro‑rated paid holidays. Eligible employees in Utah and Nevada may receive paid state‑recognized holidays.
We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No recruiters or unsolicited agency referrals please.
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The Mortgage Loan Processor III position requires outstanding customer service and communication skills. Mortgage loan processors must have strong math aptitude, excellent time management, organizational capabilities, and attention to detail. The role involves processing and preparing retail mortgage loans—including conventional, government, construction, purchase, refinance, and portfolio ARMs—under various loan programs in alignment with company policies and procedures.
This is a corporate position that may be located in an available bank division across our nine‑state footprint (AZ, CO, ID, MT, NV, TX, UT, WA, or WY).
Entry rate is $24.99+ per hour (calculated for Kalispell, MT). WA applicants in Wenatchee range from $28.30 to $42.44 per hour; WA applicants in Spokane range from $27.91 to $41.86 per hour.
Responsibilities
Process mortgage loan applications, ensuring compliance with regulations, policies, and procedures within required timeframes; confirm complete applications, verify loan data accuracy, perform preliminary income analysis, and confirm all documents and signatures are in order before submission to underwriting.
Conduct follow‑up on third‑party service orders, generate re‑disclosures and change‑in‑circumstance statements, satisfy underwriting conditions, and ensure files are complete for loan closing. Coordinate loan closings and deliver documents to title/escrow companies.
Act as liaison among originators, underwriters, and closers/funders to ensure timely closing, accurate document completion, proper signatures, and coordination of the closing process.
Mitigate processing‑related post‑closing deficiencies.
Comply with all company policies, applicable laws and regulations—including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control—and complete assigned online training courses with a passing score by the due date.
Qualifications
Education : High School Diploma or GED (required).
Experience :
5 years of mortgage fulfillment experience (required).
4 years of mortgage processing experience (required).
Expert experience with Encompass, HFA, construction procedures, and ability to learn additional computer applications.
Expert ability to interpret underwriting guidelines and use sound judgment to clear conditions.
Expert knowledge of conventional, FHA, VA, USDA, and construction loan processing and loan policy procedures.
Advanced knowledge of reviewing tax returns to determine qualifying income.
Advanced knowledge of DUA, LP, and Loan Beam applications/results and interpretation.
Required Skills and Abilities
Ability to multi‑task and handle complex tasks efficiently; strong organizational skills.
Strong analytical skills.
Strong attention to detail.
Trustworthy, credible, with discretion and diplomacy.
Team player with a passion for customer service and proven ability to build rapport and work effectively with employees at all levels.
Compliance with applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control.
Reliable, timely attendance.
Capability to interact calmly and professionally with a diverse variety of people.
Additional Requirements
Travel : Occasional travel (less than 10 days per year) by automobile, commercial airlines, rental vehicles, and public transportation; ability to lodge in public facilities.
Working Conditions
Environment : Indoors, climate‑controlled shared work area.
Noise Level : Moderate noise, within reasonable limits.
Lifting : Sedentary work with occasional lifting of up to 10 pounds.
What We Offer
Starting salary varies by experience and geographic location. We offer an extensive benefits package that includes medical, dental, vision, and life insurance for employees and eligible dependents, a health savings account option, an employee assistance program, a health rewards program, a retirement savings plan, including 401(k) and profit‑sharing, short and long‑term disability benefits, education and training benefits, and discounts on banking products and services. A generous paid time off (PTO) plan applies to full‑time employees, with accruals based on hours worked. Full‑time employees receive six paid holidays; part‑time employees receive pro‑rated paid holidays. Eligible employees in Utah and Nevada may receive paid state‑recognized holidays.
We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No recruiters or unsolicited agency referrals please.
#J-18808-Ljbffr