Mortgage Lender-Sparks, NV
Zions Bancorporation, Sparks, NV, United States
We are now accepting applications for a Mortgage Lender to join our northern Nevada team. If you have a passion for speaking with potential home buyers and are eager to learn the role of a mortgage lender, this is the role for you!
Essential Functions
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
Ensures compliance with regulatory guidelines in the execution of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.
Obtains and reviews pertinent financial and credit data.
Assists customers with information about loan types and interest‑rate options, locks interest rates as requested by the customer, prepares and sends initial disclosures to customers and submits information to automated underwriting software.
Ensures any re‑disclosures are made timely.
May order appraisals through system, arrange for title search and obtain necessary documents.
Communicates with the customer throughout the process and works with processors through closing.
Originates residential home loan.
Qualifications
4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience; a college degree is preferred. A combination of education and experience may meet requirements.
Bilingual, Spanish and English preferred.
Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem‑solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills. Ability to work effectively in a high‑pressure environment.
Ability to work with various types of computer software, including mortgage‑specific software.
Benefits
Medical, Dental and Vision Insurance — START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, including Nevada Day & Family Day.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees.
Employee Ambassador preferred banking products.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
#J-18808-Ljbffr
Essential Functions
Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
Ensures compliance with regulatory guidelines in the execution of loan originator duties.
Interview potential applicants to develop information concerning their needs, desires and other information.
Obtains and reviews pertinent financial and credit data.
Assists customers with information about loan types and interest‑rate options, locks interest rates as requested by the customer, prepares and sends initial disclosures to customers and submits information to automated underwriting software.
Ensures any re‑disclosures are made timely.
May order appraisals through system, arrange for title search and obtain necessary documents.
Communicates with the customer throughout the process and works with processors through closing.
Originates residential home loan.
Qualifications
4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience; a college degree is preferred. A combination of education and experience may meet requirements.
Bilingual, Spanish and English preferred.
Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
Ability to successfully solicit loans.
Good problem‑solving skills.
Ability to work independently.
Strong interpersonal skills.
Demonstrated ability to handle multiple priorities.
Strong verbal and written communication skills. Ability to work effectively in a high‑pressure environment.
Ability to work with various types of computer software, including mortgage‑specific software.
Benefits
Medical, Dental and Vision Insurance — START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, including Nevada Day & Family Day.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees.
Employee Ambassador preferred banking products.
This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.
#J-18808-Ljbffr