Senior Payment Consultant (Retail Payments & Telecom Billing)

Senior Payment Consultant (Retail Payments & Telecom Billing) Job Summary We are seeking an experienced Payment Consultant with deep expertise in retail payments and telecom billing ecosystems . The ideal candidate will act as a subject matter expert (SME) , advising stakeholders on payment systems, integrations, modernization strategies, and regulatory compliance , while driving business and technology alignment. Key Responsibilities Payments Strategy & Advisory Advise stakeholders on payment ecosystems including: Cards (credit/debit/prepaid) ACH, wires, RTP Digital wallets & cross-border payments Recommend modernization roadmaps for scalability, efficiency, and innovation Provide thought leadership on: Payment trends Open banking, embedded finance Fraud prevention & regulatory changes (PCI DSS) Telecom Billing & Integration Work on telecom billing systems : Prepaid / Postpaid / Convergent billing Charging, rating, mediation, invoicing Ensure seamless integration of payment platforms with: BSS, CRM, ERP systems Support payment integrations across digital channels Implementation & Delivery Support: Payment platform implementations System upgrades and integrations Collaborate with: Engineering teams Payment vendors / processors / fintech partners Facilitate: Workshops Requirement gathering Solution assessments Risk, Compliance & Optimization Identify and mitigate risks: Fraud, operational, regulatory Ensure compliance with: PCI DSS, data privacy, telecom regulations Optimize: Payment success rates Authorization flows Reconciliation & settlement Business & Financial Alignment Support: Billing accuracy Revenue assurance Leakage prevention Collaborate with finance teams on: Chargebacks Disputes Credit risk Required Skills Payments Expertise (Core) Strong knowledge of: Card payments (credit/debit/prepaid) ACH, wire transfers Real-time payments (RTP) Digital & mobile payments Telecom Domain (Must Have) Telecom billing models: Prepaid / Postpaid / Convergent Charging, rating, mediation, invoicing Technical & Integration Skills Payment gateways / processors System integrations (BSS, CRM, ERP) Understanding of APIs and payment platformsbfb3568a-762b-4989-884b-a9682aa104ca