Mortgage Loan Processor
One Nevada Credit Union, Las Vegas, NV, United States
Join the One Nevada Credit Union Mortgage Team!
The Mortgage Loan Processor is responsible for the detailed gathering, review, and organization of documentation for first mortgage loan applications. This role prepares complete and compliant loan files for underwriting submission while ensuring adherence to FHA, VA, FNMA, and FHLMC guidelines. The ideal candidate is detail-oriented, deadline-driven, and highly effective at communicating with internal teams, applicants, and vendors.
Essential Duties and Responsibilities
Data Assembly (40%)
Organize and assemble loan documentation in compliance with FHA, VA, FNMA, and FHLMC requirements
Expedite the return of required information and documents to complete loan files for underwriting submission
Review documentation exceptions with the Mortgage Underwriter and recommend alternative solutions when appropriate
Communicate verbally and in writing with applicants, loan officers, and third-party vendors to obtain required documentation
Loan Processing (30%)
Review complete loan files using checklists to verify receipt of initial and required documents
Ensure all documentation meets Mortgage Underwriter and AUS stipulations
Enter and maintain accurate loan data in the mortgage processing system
Order appraisals, credit reports, preliminary titles, and other initial loan setup documents
Prepare written verifications and correspondence necessary to support complete loan documentation
Submission & Follow-Up (30%)
Review assembled files for compliance with FHA, VA, FNMA, and FHLMC guidelines prior to submission
Ensure all pertinent documentation is complete and properly filed
Prepare underwriting review forms and submit files for underwriting decision
Complete follow-up documentation for approved or declined loan files
Perform other duties as assigned
Qualifications
Knowledge, Skills, and Abilities
Working knowledge of FHA, VA, FNMA, and FHLMC underwriting guidelines
Proficiency with mortgage processing software and standard office technology
Strong computer skills, including word processing, scheduling, and internet-based systems
Accurate keyboarding and strong attention to detail
Ability to prioritize multiple tasks and manage deadlines effectively
Strong verbal and written communication skills
Ability to lift up to 25 pounds
Ability to train and support other employees using established procedures
Reliable attendance and consistent work schedule
Ability to build and maintain effective working relationships
Ability to work collaboratively, accept constructive feedback, and communicate professionally
Education and Experience
High school diploma or GED required
Minimum of
two (2) years
of government and/or conventional mortgage loan processing experience preferred
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The Mortgage Loan Processor is responsible for the detailed gathering, review, and organization of documentation for first mortgage loan applications. This role prepares complete and compliant loan files for underwriting submission while ensuring adherence to FHA, VA, FNMA, and FHLMC guidelines. The ideal candidate is detail-oriented, deadline-driven, and highly effective at communicating with internal teams, applicants, and vendors.
Essential Duties and Responsibilities
Data Assembly (40%)
Organize and assemble loan documentation in compliance with FHA, VA, FNMA, and FHLMC requirements
Expedite the return of required information and documents to complete loan files for underwriting submission
Review documentation exceptions with the Mortgage Underwriter and recommend alternative solutions when appropriate
Communicate verbally and in writing with applicants, loan officers, and third-party vendors to obtain required documentation
Loan Processing (30%)
Review complete loan files using checklists to verify receipt of initial and required documents
Ensure all documentation meets Mortgage Underwriter and AUS stipulations
Enter and maintain accurate loan data in the mortgage processing system
Order appraisals, credit reports, preliminary titles, and other initial loan setup documents
Prepare written verifications and correspondence necessary to support complete loan documentation
Submission & Follow-Up (30%)
Review assembled files for compliance with FHA, VA, FNMA, and FHLMC guidelines prior to submission
Ensure all pertinent documentation is complete and properly filed
Prepare underwriting review forms and submit files for underwriting decision
Complete follow-up documentation for approved or declined loan files
Perform other duties as assigned
Qualifications
Knowledge, Skills, and Abilities
Working knowledge of FHA, VA, FNMA, and FHLMC underwriting guidelines
Proficiency with mortgage processing software and standard office technology
Strong computer skills, including word processing, scheduling, and internet-based systems
Accurate keyboarding and strong attention to detail
Ability to prioritize multiple tasks and manage deadlines effectively
Strong verbal and written communication skills
Ability to lift up to 25 pounds
Ability to train and support other employees using established procedures
Reliable attendance and consistent work schedule
Ability to build and maintain effective working relationships
Ability to work collaboratively, accept constructive feedback, and communicate professionally
Education and Experience
High school diploma or GED required
Minimum of
two (2) years
of government and/or conventional mortgage loan processing experience preferred
(function () {
'use strict';
socialShare.init();
})();