Compliance Testing Manager (Wealth)
TD, Charlotte, NC, United States
Job Details
Work Location:
Charlotte, North Carolina, United States of America
Hours:
40
Pay Details:
$91,000 - $136,240 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line Of Business:
Compliance
Job Description
Why Work with Us?
At TD Bank US Compliance, we are on a mission to build a more resilient and scalable compliance risk management function. You will play a key role in reshaping compliance structures and processes, driving innovation at every level. This is about creating a culture of compliance that will cascade throughout the organization, not just implementing a new program.
The Ideal Candidate
The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. You will manage day-to-day operations while helping design and implement a forward-thinking compliance program for the future. We are seeking someone with an entrepreneurial mindset who can roll up their sleeves, take initiative, and anticipate needs. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. The right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the opportunity to shape the future of the bank while collaborating with enthusiastic colleagues dedicated to setting new industry standards.
U.S. Compliance Monitoring And Testing Team Summary
U.S. Compliance Monitoring and Testing sits within second line Compliance and is responsible for the execution of independent, risk-based compliance testing and validation activities to assess the effectiveness of operational procedures and controls related to regulatory compliance within business units of TD Bank and its affiliates. Testing activities assess controls and regulatory outcomes in relation to compliance with applicable laws, rules, and regulations. Issue validations are the independent assessment of the appropriateness, completeness, effectiveness, and sustainability of corrective actions taken to address situations defined as issues.
Duties
The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing and validations completed by specialists and may execute some independent testing as applicable. This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing or validation engagement. Testing includes but is not limited to:
Experience with testing SEC, FINRA, MSRB and state securities regulatory requirements; Regulation 9 (bank fiduciary regulatory requirements); state insurance (annuities and life insurance) regulatory requirements.
Job Summary
The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing completed by specialists. May execute some independent testing as applicable. This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing engagement.
Depth & Scope
Works independently and acts as lead in executing engagements; provides work direction to others
Considered subject matter expert in Compliance testing methodologies
Provides SME guidance to stakeholders and team members
Advanced knowledge of external competition, industry and market trends in relation to own function/business
Scope of role may have enterprise impact
Undertakes and completes a variety of complex projects requiring specialist knowledge and cross-functional integration
Independently performs concurrent multiple reviews end-to-end
May act as highest point of team escalation for resolution and provides direction to resolve issues or escalate
Education & Experience
Undergraduate degree or equivalent work experience
7+ years of experience
Desired Qualifications
Prior testing, audit or business operations experience in areas involving regulatory compliance
Prior experience with execution of testing, validation or audit activities
Detail oriented with strong organizational, time management and project management skills
Strong verbal and written communication skills
Ability to manage multiple tasks and competing priorities
Proficiency with Microsoft Office applications
CRCM certification preferred
Knowledge of risk management environment, standards, and regulations
Knowledge of compliance or audit, legal and regulatory environment, governance frameworks, products and services, policies and systems
Awareness of current trends and regulatory expectations
Ability to research, interpret and summarize regulatory requirements and impacts on the Compliance Program
Proficiency with MS Office and Tableau; experience with advanced analytical software and data reporting
Ability to identify, assess, and escalate issues requiring senior management attention
FINRA Series 7, 63 and 24 preferred
Experience with testing SEC, FINRA, MSRB and state securities regulatory requirements; Regulation 9 (bank fiduciary regulatory requirements); state insurance (annuities and life insurance) regulatory requirements
Accountabilities
Customer Accountabilities
Executes and manages testing activities in accordance with standards and strategic direction
Follows up on findings from testing engagements
Conducts analytical research and analysis as part of testing engagements
Assesses risk and applies best practices
Develops relationships with key partners
Leads testing engagements and reporting
Provides SME input to projects/initiatives
Proactively identifies matters requiring escalation
Shareholder Accountabilities
Prioritizes and manages workload to meet timelines
Identifies opportunities to improve operational efficiencies
Adheres to policies, frameworks and regulatory guidelines
Documents research to understand engagement requirements
Protects organizational interests and escalates high-risk items
Provides guidance and direction to others
Maintains relationships across business lines and with regulators
Escalates issues to appropriate stakeholders
Participates in cross-functional initiatives as a SME
Stays informed on emerging issues and regulatory trends
Maintains a culture of risk management and control
Employee/Team Accountabilities
Participates as a constructive team member; supports a positive work environment
Offers knowledge and mentorship within the team
Keeps current on trends and business tools
Participates in performance management and development activities
Keeps stakeholders informed on project status
Develops skills and capabilities through knowledge sharing
Leads and develops relationships with internal and external partners
Contributes to a diverse and equitable work environment
Acts as a brand ambassador for the business area
Physical Requirements
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Concentrating for long periods – Continuous
Reading, writing and comprehending instructions – Continuous
Mathematical tasks – Continuous
The above statements describe the general nature of work for this role and are not exhaustive. The listed responsibilities are considered essential for ADA purposes.
Who We Are
TD is a leading global financial institution. We strive to make every interaction, product and experience remarkable and simple for millions of households and businesses worldwide. TD is committed to client experience and to providing fair opportunities for all colleagues.
Our Total Rewards Package
Our Total Rewards package includes base salary and variable compensation, health and well-being benefits, savings and retirement programs, paid time off, banking benefits, career development, and recognition programs. Learn more.
Additional Information
We’re delighted you’re considering a career with TD. Regular development conversations, training programs, and a competitive benefits plan support colleagues to thrive at work and at home.
Colleague Development
If you’re interested in a specific career path or skill, we offer regular career discussions, development opportunities, and mentoring programs to help you unlock future opportunities. TD supports diverse career paths where you can grow, learn, and contribute.
We’re committed to your success and foster a respectful workplace where diverse perspectives are valued and opportunities are fair. We hire and develop the best.
Training & Onboarding
We provide training and onboarding sessions to ensure you have what you need to succeed in your new role.
Interview Process
We will reach out to candidates of interest to schedule an interview and aim to communicate outcomes by email or phone.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. If you need accommodations during the application process, email USWAPTDO@td.com with your full name and accommodation request.
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Work Location:
Charlotte, North Carolina, United States of America
Hours:
40
Pay Details:
$91,000 - $136,240 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line Of Business:
Compliance
Job Description
Why Work with Us?
At TD Bank US Compliance, we are on a mission to build a more resilient and scalable compliance risk management function. You will play a key role in reshaping compliance structures and processes, driving innovation at every level. This is about creating a culture of compliance that will cascade throughout the organization, not just implementing a new program.
The Ideal Candidate
The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. You will manage day-to-day operations while helping design and implement a forward-thinking compliance program for the future. We are seeking someone with an entrepreneurial mindset who can roll up their sleeves, take initiative, and anticipate needs. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. The right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the opportunity to shape the future of the bank while collaborating with enthusiastic colleagues dedicated to setting new industry standards.
U.S. Compliance Monitoring And Testing Team Summary
U.S. Compliance Monitoring and Testing sits within second line Compliance and is responsible for the execution of independent, risk-based compliance testing and validation activities to assess the effectiveness of operational procedures and controls related to regulatory compliance within business units of TD Bank and its affiliates. Testing activities assess controls and regulatory outcomes in relation to compliance with applicable laws, rules, and regulations. Issue validations are the independent assessment of the appropriateness, completeness, effectiveness, and sustainability of corrective actions taken to address situations defined as issues.
Duties
The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing and validations completed by specialists and may execute some independent testing as applicable. This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing or validation engagement. Testing includes but is not limited to:
Experience with testing SEC, FINRA, MSRB and state securities regulatory requirements; Regulation 9 (bank fiduciary regulatory requirements); state insurance (annuities and life insurance) regulatory requirements.
Job Summary
The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing completed by specialists. May execute some independent testing as applicable. This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing engagement.
Depth & Scope
Works independently and acts as lead in executing engagements; provides work direction to others
Considered subject matter expert in Compliance testing methodologies
Provides SME guidance to stakeholders and team members
Advanced knowledge of external competition, industry and market trends in relation to own function/business
Scope of role may have enterprise impact
Undertakes and completes a variety of complex projects requiring specialist knowledge and cross-functional integration
Independently performs concurrent multiple reviews end-to-end
May act as highest point of team escalation for resolution and provides direction to resolve issues or escalate
Education & Experience
Undergraduate degree or equivalent work experience
7+ years of experience
Desired Qualifications
Prior testing, audit or business operations experience in areas involving regulatory compliance
Prior experience with execution of testing, validation or audit activities
Detail oriented with strong organizational, time management and project management skills
Strong verbal and written communication skills
Ability to manage multiple tasks and competing priorities
Proficiency with Microsoft Office applications
CRCM certification preferred
Knowledge of risk management environment, standards, and regulations
Knowledge of compliance or audit, legal and regulatory environment, governance frameworks, products and services, policies and systems
Awareness of current trends and regulatory expectations
Ability to research, interpret and summarize regulatory requirements and impacts on the Compliance Program
Proficiency with MS Office and Tableau; experience with advanced analytical software and data reporting
Ability to identify, assess, and escalate issues requiring senior management attention
FINRA Series 7, 63 and 24 preferred
Experience with testing SEC, FINRA, MSRB and state securities regulatory requirements; Regulation 9 (bank fiduciary regulatory requirements); state insurance (annuities and life insurance) regulatory requirements
Accountabilities
Customer Accountabilities
Executes and manages testing activities in accordance with standards and strategic direction
Follows up on findings from testing engagements
Conducts analytical research and analysis as part of testing engagements
Assesses risk and applies best practices
Develops relationships with key partners
Leads testing engagements and reporting
Provides SME input to projects/initiatives
Proactively identifies matters requiring escalation
Shareholder Accountabilities
Prioritizes and manages workload to meet timelines
Identifies opportunities to improve operational efficiencies
Adheres to policies, frameworks and regulatory guidelines
Documents research to understand engagement requirements
Protects organizational interests and escalates high-risk items
Provides guidance and direction to others
Maintains relationships across business lines and with regulators
Escalates issues to appropriate stakeholders
Participates in cross-functional initiatives as a SME
Stays informed on emerging issues and regulatory trends
Maintains a culture of risk management and control
Employee/Team Accountabilities
Participates as a constructive team member; supports a positive work environment
Offers knowledge and mentorship within the team
Keeps current on trends and business tools
Participates in performance management and development activities
Keeps stakeholders informed on project status
Develops skills and capabilities through knowledge sharing
Leads and develops relationships with internal and external partners
Contributes to a diverse and equitable work environment
Acts as a brand ambassador for the business area
Physical Requirements
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Concentrating for long periods – Continuous
Reading, writing and comprehending instructions – Continuous
Mathematical tasks – Continuous
The above statements describe the general nature of work for this role and are not exhaustive. The listed responsibilities are considered essential for ADA purposes.
Who We Are
TD is a leading global financial institution. We strive to make every interaction, product and experience remarkable and simple for millions of households and businesses worldwide. TD is committed to client experience and to providing fair opportunities for all colleagues.
Our Total Rewards Package
Our Total Rewards package includes base salary and variable compensation, health and well-being benefits, savings and retirement programs, paid time off, banking benefits, career development, and recognition programs. Learn more.
Additional Information
We’re delighted you’re considering a career with TD. Regular development conversations, training programs, and a competitive benefits plan support colleagues to thrive at work and at home.
Colleague Development
If you’re interested in a specific career path or skill, we offer regular career discussions, development opportunities, and mentoring programs to help you unlock future opportunities. TD supports diverse career paths where you can grow, learn, and contribute.
We’re committed to your success and foster a respectful workplace where diverse perspectives are valued and opportunities are fair. We hire and develop the best.
Training & Onboarding
We provide training and onboarding sessions to ensure you have what you need to succeed in your new role.
Interview Process
We will reach out to candidates of interest to schedule an interview and aim to communicate outcomes by email or phone.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic. If you need accommodations during the application process, email USWAPTDO@td.com with your full name and accommodation request.
#J-18808-Ljbffr