SBA Assistant Relationship Manager

The ARM supports Relationship Managers (RMs) as a member of the customer service team. The ARM conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. The ARM provides timely, accurate financial analysis and makes recommendations regarding the extension of credit (via credit memos); develops key discussion points and questions to assist in analyzing loan opportunities; works with RMs, Loan Administrators and customers to close loans and/or assist in monitoring and administering the loan portfolio in accordance with loan approval; and, works with other Bank associates to address client needs as necessary/requested.

Essential Duties & Responsibilities

Perform assigned duties in accordance with the Bank’s Mission, Vision and Core Values; and provide the Bank’s customers with timely, responsive and exceptional service in accordance with the Bank’s customer service standards

Investigate, interpret and analyze credit reports

Spread and analyze financial information

Evaluate existing and projected company cash flow

Determine value of collateral through review of appraisal, valuations, business financials, etc.

Develop list of key information necessary to support the loan approval process

Prepare detailed loan presentations (Credit Memos) for the approval processUser

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