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VP, Insurance Product

Actuary, Atlanta, GA, USA

Pay: $200,000-$300,000/yr

Job type: Full Time


Sola is building a new approach to homeowners insurance.

We began with a supplemental wind/hail product, backed by Lloyd’s, designed to address the growing gap created by rising percentage deductibles and reduced roof coverage. The product has scaled quickly through our exclusive independent agency distribution.

The next step is to integrate this capability into a single home insurance offering, creating a streamlined, single-policy experience and a materially better customer outcome.

This is a rare opportunity to build and own a homeowners product from first principles with real distribution and capital already in place.

Role Summary
We’re hiring a VP, Insurance Product to lead the build of our homeowners product from zero to one.

You will define the product, make the key risk and pricing decisions, and build and lead the core insurance organization across underwriting, actuarial, and product. This is not a role focused on maintaining an existing book or optimizing at the margins. You’ll be responsible for the core decisions that determine whether this becomes a category-defining product:

What risks we take (and avoid)

How we price and structure them

How coverage is designed

How we scale the portfolio responsibly

This role owns the homeowners product line and its long‑term P&L.

Key Responsibilities
Product & Portfolio Strategy

Define coverage structure, underwriting guidelines, and portfolio construction

Set risk appetite and make core product decisions that determine long-term performance

Pricing & Profitability

Own rate strategy, rating plans, and pricing models

Balance growth, loss ratio, and catastrophe exposure

Make tradeoffs between competitiveness and profitability

Build & Lead the Insurance Organization

Hire and lead underwriting, actuarial, and product functions

Establish operating cadence, decision frameworks, and performance standards

Regulatory & Market Expansion

Lead filing strategy across states (forms, rates, rules)

Determine sequencing and approach to market entry

Own DOI relationships and regulatory outcomes

Reinsurance & Capital Alignment

Work directly with reinsurance partners (including Lloyd’s)

Shape the product around capital constraints and opportunities

Lead reinsurance submissions and negotiations

Execution

Partner with engineering to build rating, underwriting, and policy infrastructure

Work with distribution to ensure strong agent adoption and experience

Who This Role Is For
This role is designed for someone who has already been close to the decisions and now wants to own them.

You have:

Held a senior role in homeowners or personal lines at a leading carrier

Owned or directly influenced pricing, underwriting, or product strategy at scale

Understand how decisions get made and where the real constraints are

You’re now looking for:

Full ownership of product and outcomes

The ability to move faster and make decisions directly

A chance to build and scale, not just manage

If your experience sits above or outside this profile, we still want to hear from you.

What Makes This Compelling

Ownership: You are accountable for building and scaling a core product line

Clean slate: No legacy systems, no inherited book, no historical constraints

Proven foundation: Existing distribution and a scaled wind/hail product

Real stakes: Your decisions directly impact growth, profitability, and company trajectory

Category creation: Opportunity to define a new standard in homeowners insurance

Compensation

$200k - $300k base

Salaries are benchmarked to experience. The range above reflects our expectation for most candidates and we will align compensation accordingly for the right person.

Meaningful equity participation

Full health benefits

Unlimited PTO

Daily lunch and snacks, on‑site team in Atlanta

Sola Technologies Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, or veteran status.

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