Mortgage Loan Officer-Midvale
Zions Bank, Midvale, UT, United States
Position Summary
Mortgage Loan Originator – responsible for soliciting and originating residential mortgage loans, ensuring regulatory compliance, and guiding customers through the loan process from initial interest to closing. Responsibilities
Solicit and bring in mortgage business through relationships with real estate agents, builders, developers, and branch partners. Ensure compliance with regulatory guidelines in the performance of loan originator duties. Interview potential applicants to assess needs, desires, financial status, and credit information. Assist customers with loan type information, interest rate options, and lock rates; prepare and send initial disclosures and submit information to automated underwriting software. Ensure timely re‑disclosures as required. Order appraisals, arrange title searches, and obtain necessary documents. Communicate with the customer throughout the process and collaborate with processors through closing. Originate residential home loans. Qualifications
A college degree and 4+ years of mortgage lending origination experience preferred; a combination of education and experience may meet requirements. Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. Proven ability to solicit loans and work independently. Strong interpersonal skills and the ability to handle multiple priorities in a high‑pressure environment. Excellent verbal and written communication skills. Proficiency with various computer software, including mortgage‑specific applications. Ability to work effectively in a team while maintaining independent judgment. Benefits
Medical, Dental, and Vision Insurance – START DAY ONE! Life and Disability Insurance Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 401(k) plan with company match and Profit Sharing Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products Background Check
All candidates, including those with criminal histories, will be considered for employment. A background check in accordance with FDIC Section 19 regulations will be completed on any candidate who accepts a conditional job offer. Equal Employment Opportunity
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirm its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law. Applicants request accommodations: If you are a qualified individual with a disability or disabled veteran, you may request a reasonable accommodation. Contact careers@zionsbancorp.com or 801‑844‑7618. Please email your resume/cover letter, indicate the position you are interested in, and include "Accommodation needed" in the subject line. This position will remain open until filled.
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Mortgage Loan Originator – responsible for soliciting and originating residential mortgage loans, ensuring regulatory compliance, and guiding customers through the loan process from initial interest to closing. Responsibilities
Solicit and bring in mortgage business through relationships with real estate agents, builders, developers, and branch partners. Ensure compliance with regulatory guidelines in the performance of loan originator duties. Interview potential applicants to assess needs, desires, financial status, and credit information. Assist customers with loan type information, interest rate options, and lock rates; prepare and send initial disclosures and submit information to automated underwriting software. Ensure timely re‑disclosures as required. Order appraisals, arrange title searches, and obtain necessary documents. Communicate with the customer throughout the process and collaborate with processors through closing. Originate residential home loans. Qualifications
A college degree and 4+ years of mortgage lending origination experience preferred; a combination of education and experience may meet requirements. Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations. Proven ability to solicit loans and work independently. Strong interpersonal skills and the ability to handle multiple priorities in a high‑pressure environment. Excellent verbal and written communication skills. Proficiency with various computer software, including mortgage‑specific applications. Ability to work effectively in a team while maintaining independent judgment. Benefits
Medical, Dental, and Vision Insurance – START DAY ONE! Life and Disability Insurance Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 401(k) plan with company match and Profit Sharing Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products Background Check
All candidates, including those with criminal histories, will be considered for employment. A background check in accordance with FDIC Section 19 regulations will be completed on any candidate who accepts a conditional job offer. Equal Employment Opportunity
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirm its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law. Applicants request accommodations: If you are a qualified individual with a disability or disabled veteran, you may request a reasonable accommodation. Contact careers@zionsbancorp.com or 801‑844‑7618. Please email your resume/cover letter, indicate the position you are interested in, and include "Accommodation needed" in the subject line. This position will remain open until filled.
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