Commercial Underwriter
Addison Group, Dallas, TX, United States
An insurance company in Oklahoma City is seeking an experienced
Commercial Lines Underwriter
with deep expertise in
ISO (Insurance Services Office) rules, forms, and regulatory compliance . This role is responsible for evaluating, selecting, and pricing commercial risks while ensuring adherence to underwriting guidelines and industry regulations. They will be the subject matter expert for the team on all ISO compliance. Responsibilities
Underwrite new and renewal commercial lines business (GL, Property, BOP, Package) in line with company guidelines Apply expertise in ISO rules, forms, classifications, endorsements, and rating methodologies Analyze risk exposures using applications, loss runs, financials, and third-party data Determine appropriate pricing, terms, conditions, and coverage structures Ensure compliance with state regulations, filings, and underwriting authority limits Manage renewals to drive retention, profitability, and rate adequacy Review and approve endorsements, policy changes, cancellations, and reinstatements Communicate and negotiate underwriting decisions with agents and brokers Monitor portfolio performance and take corrective underwriting actions as needed Collaborate with internal teams (actuarial, claims, risk control) to support underwriting strategy Stay current on ISO updates and regulatory changes Support audits and provide guidance to junior staff as needed Qualifications
3–7+ years of commercial lines underwriting experience Demonstrated expertise in ISO rules, forms, and regulatory frameworks Strong analytical, decision-making, and risk assessment skills Knowledge of multi-state compliance requirements Excellent communication and relationship management skills Proficiency with underwriting and policy administration systems
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Commercial Lines Underwriter
with deep expertise in
ISO (Insurance Services Office) rules, forms, and regulatory compliance . This role is responsible for evaluating, selecting, and pricing commercial risks while ensuring adherence to underwriting guidelines and industry regulations. They will be the subject matter expert for the team on all ISO compliance. Responsibilities
Underwrite new and renewal commercial lines business (GL, Property, BOP, Package) in line with company guidelines Apply expertise in ISO rules, forms, classifications, endorsements, and rating methodologies Analyze risk exposures using applications, loss runs, financials, and third-party data Determine appropriate pricing, terms, conditions, and coverage structures Ensure compliance with state regulations, filings, and underwriting authority limits Manage renewals to drive retention, profitability, and rate adequacy Review and approve endorsements, policy changes, cancellations, and reinstatements Communicate and negotiate underwriting decisions with agents and brokers Monitor portfolio performance and take corrective underwriting actions as needed Collaborate with internal teams (actuarial, claims, risk control) to support underwriting strategy Stay current on ISO updates and regulatory changes Support audits and provide guidance to junior staff as needed Qualifications
3–7+ years of commercial lines underwriting experience Demonstrated expertise in ISO rules, forms, and regulatory frameworks Strong analytical, decision-making, and risk assessment skills Knowledge of multi-state compliance requirements Excellent communication and relationship management skills Proficiency with underwriting and policy administration systems
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