Risk Management - Credit Portfolio Analytics, Senior Associate
JPMorganChase, Plano, TX, United States
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you will be at the center of keeping the firm strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class.
As a Senior Associate in the Credit Portfolio Analytics team, you will deliver portfolio monitoring, risk analysis, and insights reporting across a large commercial loans portfolio. You will interact frequently with senior stakeholders, using your analytics expertise and stakeholder management skills to translate complex findings into clear, actionable narratives. You will support strategic priorities by providing timely, data‑driven insights that inform portfolio management and risk decisions. Together, we drive impactful results and support critical business objectives.
Job Responsibilities
Execute a comprehensive portfolio risk analysis strategy to strengthen credit risk reporting and analytics for the commercial lending portfolio, delivering clear insights and deep‑dive analysis to inform risk management decisions.
Analyze granular credit data to identify and communicate key findings to senior stakeholders, providing ongoing visibility into portfolio health, client selection, and credit risk drivers.
Design and manage high‑quality data analysis, dashboards, and reporting processes that meet internal and regulatory expectations for executive‑management decision making.
Own and deliver ad‑hoc analytics for senior stakeholders, translating urgent and ambiguous requests into well‑scoped analyses and executive‑ready outputs aligned to strategic priorities.
Serve as a subject‑matter expert for portfolio data and reporting products, partnering across Risk, Finance, Product, and Technology to improve data quality, controls, and scalability.
Drive innovation and automation by evaluating and adopting new analytics methods and tools to improve speed, consistency, and insight quality.
Required Qualifications, Capabilities, And Skills
Bachelor’s or master’s degree in Finance, Data Science, Computer Science, Business, Economics, or a related field.
Minimum 4 years of experience in analytics, insights reporting, business intelligence, or portfolio/risk analytics in financial services (or equivalent).
Strong experience working with large datasets and delivering insights using tools such as Tableau, SQL, Alteryx, Python, or R.
Experience with business intelligence and data visualization tools, including the ability to create executive‑ready materials.
Strong stakeholder management skills and excellent written and verbal communication, including the ability to explain complex results to senior audiences.
Proven ability to manage multiple priorities, operate in ambiguity, and deliver high‑quality work under time constraints.
Demonstrated problem‑solving skills, intellectual curiosity, and commitment to continuous learning and technology adoption.
Preferred Qualifications, Capabilities, And Skills
Experience in credit risk, commercial lending, or portfolio management, including familiarity with credit metrics and monitoring practices.
Background in management consulting or a role requiring structured problem solving and executive‑facing deliverables.
Experience with automation, data pipelines, controls, or modern analytics practices such as reproducible workflows or LLM‑enabled productivity in a governed environment.
Benefits We offer a competitive total rewards package, including a base salary determined by role, experience, skill set, and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more.
Equal Opportunity Employer Statement JPMorgan Chase & Co. is an equal opportunity employer and places a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
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As a Senior Associate in the Credit Portfolio Analytics team, you will deliver portfolio monitoring, risk analysis, and insights reporting across a large commercial loans portfolio. You will interact frequently with senior stakeholders, using your analytics expertise and stakeholder management skills to translate complex findings into clear, actionable narratives. You will support strategic priorities by providing timely, data‑driven insights that inform portfolio management and risk decisions. Together, we drive impactful results and support critical business objectives.
Job Responsibilities
Execute a comprehensive portfolio risk analysis strategy to strengthen credit risk reporting and analytics for the commercial lending portfolio, delivering clear insights and deep‑dive analysis to inform risk management decisions.
Analyze granular credit data to identify and communicate key findings to senior stakeholders, providing ongoing visibility into portfolio health, client selection, and credit risk drivers.
Design and manage high‑quality data analysis, dashboards, and reporting processes that meet internal and regulatory expectations for executive‑management decision making.
Own and deliver ad‑hoc analytics for senior stakeholders, translating urgent and ambiguous requests into well‑scoped analyses and executive‑ready outputs aligned to strategic priorities.
Serve as a subject‑matter expert for portfolio data and reporting products, partnering across Risk, Finance, Product, and Technology to improve data quality, controls, and scalability.
Drive innovation and automation by evaluating and adopting new analytics methods and tools to improve speed, consistency, and insight quality.
Required Qualifications, Capabilities, And Skills
Bachelor’s or master’s degree in Finance, Data Science, Computer Science, Business, Economics, or a related field.
Minimum 4 years of experience in analytics, insights reporting, business intelligence, or portfolio/risk analytics in financial services (or equivalent).
Strong experience working with large datasets and delivering insights using tools such as Tableau, SQL, Alteryx, Python, or R.
Experience with business intelligence and data visualization tools, including the ability to create executive‑ready materials.
Strong stakeholder management skills and excellent written and verbal communication, including the ability to explain complex results to senior audiences.
Proven ability to manage multiple priorities, operate in ambiguity, and deliver high‑quality work under time constraints.
Demonstrated problem‑solving skills, intellectual curiosity, and commitment to continuous learning and technology adoption.
Preferred Qualifications, Capabilities, And Skills
Experience in credit risk, commercial lending, or portfolio management, including familiarity with credit metrics and monitoring practices.
Background in management consulting or a role requiring structured problem solving and executive‑facing deliverables.
Experience with automation, data pipelines, controls, or modern analytics practices such as reproducible workflows or LLM‑enabled productivity in a governed environment.
Benefits We offer a competitive total rewards package, including a base salary determined by role, experience, skill set, and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in cash and/or forfeitable equity. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more.
Equal Opportunity Employer Statement JPMorgan Chase & Co. is an equal opportunity employer and places a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
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