Commercial Loan Officer: Business Development
FMS Bank, Fort Morgan, CO, United States
Commercial Loan Officer: Business Development
Pay: $80,000 – $130,000 (Depending on Qualifications and Experience) plus commission incentive program
Position: Full Time, Salaried/Exempt, Full Benefits
Deadline for Applications: April 15, 2026
Takes applications for commercial loan business. Reviews customer financial condition and assesses the customer’s ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans.
Participates in developing lending and deposit business for the company. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the company’s client base.
Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
Assists in collection of past due loans.
Assists customers with any loan-related questions and concerns.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Education, Experience, Skills
Significant experience in commercial lending and business development, with a strong emphasis on cultivating, growing, and maintaining long-term client relationships within a community banking environment.
Demonstrated credit underwriting and portfolio management experience, including financial analysis, risk assessment, and structuring commercial loan relationships.
Proven ability to develop new business through community involvement, professional networks, and referral sources, while serving as a trusted advisor to clients.
Bachelor’s degree in finance, business, or a related field preferred or equivalent combination of education and relevant banking experience.
100% employer paid medical and dental insurance for employees and dependents
Bank paid life insurance as well as short and long-term disability coverage for employees
Company matches up to 5% in 401K Plan
Great Place to Work Certified
11 Paid Bank Holidays
Over 3 weeks of Paid Time Off for new employees
Employee Assistance Program
Access to career training and development opportunities and other employee discounts
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Pay: $80,000 – $130,000 (Depending on Qualifications and Experience) plus commission incentive program
Position: Full Time, Salaried/Exempt, Full Benefits
Deadline for Applications: April 15, 2026
Takes applications for commercial loan business. Reviews customer financial condition and assesses the customer’s ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans.
Participates in developing lending and deposit business for the company. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the company’s client base.
Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date client files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.
Assists in collection of past due loans.
Assists customers with any loan-related questions and concerns.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Education, Experience, Skills
Significant experience in commercial lending and business development, with a strong emphasis on cultivating, growing, and maintaining long-term client relationships within a community banking environment.
Demonstrated credit underwriting and portfolio management experience, including financial analysis, risk assessment, and structuring commercial loan relationships.
Proven ability to develop new business through community involvement, professional networks, and referral sources, while serving as a trusted advisor to clients.
Bachelor’s degree in finance, business, or a related field preferred or equivalent combination of education and relevant banking experience.
100% employer paid medical and dental insurance for employees and dependents
Bank paid life insurance as well as short and long-term disability coverage for employees
Company matches up to 5% in 401K Plan
Great Place to Work Certified
11 Paid Bank Holidays
Over 3 weeks of Paid Time Off for new employees
Employee Assistance Program
Access to career training and development opportunities and other employee discounts
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