CDA Lending and Risk Analyst Senior IV/Manager, Business Development Unit
Sate Housing Finance Agencies (HFAs), Landover, MD, United States
CDA Lending and Risk Analyst Senior IV/Manager, Business Development Unit
Published on April 3, 2026
Organization: Maryland Department of Housing and Community Development
The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities. This position offers an opportunity to apply your skills in a high public purpose organization, working on multifamily rental housing finances, community revitalization, and innovative initiatives to expand affordable housing opportunities.
The main purpose of this position is to oversee relationships with the Community Development Administration (CDA) Programs’ business partners—including lenders, realtors, homeowners, contractors, housing counselors, mortgage insurers, non‑profit organizations and local governments—to optimize deployment of agency programs, continually improve program image, foster statewide awareness, and ensure long‑term viability of the programs supporting DHCD’s mission.
Position Duties
• Outreach, recruitment and retention of CDA Maryland Mortgage Program partners and associated down‑payment and closing‑cost assistance initiatives.
• Strengthen ties with existing partners and cultivate new relationships to expand outreach statewide.
• Support department risk management by diversifying partner base and maintaining contractual relationships, program compliance, and partner performance data using spreadsheets and databases.
• Coordinate with community‑based organizations to strengthen existing relationships and forge new ones with diverse populations.
• Provide input into marketing and materials development, and oversee program training and resources for lenders, realtors, housing counselors and other industry professionals.
• Perform managerial duties as assigned, and travel throughout Maryland to attend conferences, hearings and meetings.
Minimum Qualifications
Education: Bachelor’s degree in Finance, Business Administration, Economics, Accounting, Marketing, or a related field from an accredited college or university.
Experience: At least five years of professional financial/risk analysis experience in the private or public sector managing government programs, lending and risk analysis, debt portfolios, analyzing financial statements, budgets, grant or real estate investment records, or five years in marketing and outreach for single‑family or multifamily housing government programs. Four years of this experience must have been in a supervisory capacity.
Substitute a Master’s degree in Finance, Business Administration, Marketing, Construction Management, Economics, Accounting or a related field for two years of the required experience.
Substitute banking and risk analysis experience such as managing financial asset and debt portfolios or residential construction discipline or multifamily construction management experience on a year‑for‑year basis for the required education.
Substitute U.S. Armed Forces military service experience as a commissioned officer in accounting or loan officer classifications, or business and industry classifications or specialty codes in housing management and marketing on a year‑for‑year basis for the required experience and education.
Desired or Preferred Qualifications
Experience working with the Maryland Mortgage Program.
Experience working with Encompass, Lender Online, Emphasys or other loan origination systems.
Experience planning, managing and implementing marketing and outreach campaigns for government (housing) programs or managing a mortgage bank branch operations.
Maryland is an equal opportunity employer committed to recruiting, retaining, and promoting employees who reflect the state’s diversity.
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Published on April 3, 2026
Organization: Maryland Department of Housing and Community Development
The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities. This position offers an opportunity to apply your skills in a high public purpose organization, working on multifamily rental housing finances, community revitalization, and innovative initiatives to expand affordable housing opportunities.
The main purpose of this position is to oversee relationships with the Community Development Administration (CDA) Programs’ business partners—including lenders, realtors, homeowners, contractors, housing counselors, mortgage insurers, non‑profit organizations and local governments—to optimize deployment of agency programs, continually improve program image, foster statewide awareness, and ensure long‑term viability of the programs supporting DHCD’s mission.
Position Duties
• Outreach, recruitment and retention of CDA Maryland Mortgage Program partners and associated down‑payment and closing‑cost assistance initiatives.
• Strengthen ties with existing partners and cultivate new relationships to expand outreach statewide.
• Support department risk management by diversifying partner base and maintaining contractual relationships, program compliance, and partner performance data using spreadsheets and databases.
• Coordinate with community‑based organizations to strengthen existing relationships and forge new ones with diverse populations.
• Provide input into marketing and materials development, and oversee program training and resources for lenders, realtors, housing counselors and other industry professionals.
• Perform managerial duties as assigned, and travel throughout Maryland to attend conferences, hearings and meetings.
Minimum Qualifications
Education: Bachelor’s degree in Finance, Business Administration, Economics, Accounting, Marketing, or a related field from an accredited college or university.
Experience: At least five years of professional financial/risk analysis experience in the private or public sector managing government programs, lending and risk analysis, debt portfolios, analyzing financial statements, budgets, grant or real estate investment records, or five years in marketing and outreach for single‑family or multifamily housing government programs. Four years of this experience must have been in a supervisory capacity.
Substitute a Master’s degree in Finance, Business Administration, Marketing, Construction Management, Economics, Accounting or a related field for two years of the required experience.
Substitute banking and risk analysis experience such as managing financial asset and debt portfolios or residential construction discipline or multifamily construction management experience on a year‑for‑year basis for the required education.
Substitute U.S. Armed Forces military service experience as a commissioned officer in accounting or loan officer classifications, or business and industry classifications or specialty codes in housing management and marketing on a year‑for‑year basis for the required experience and education.
Desired or Preferred Qualifications
Experience working with the Maryland Mortgage Program.
Experience working with Encompass, Lender Online, Emphasys or other loan origination systems.
Experience planning, managing and implementing marketing and outreach campaigns for government (housing) programs or managing a mortgage bank branch operations.
Maryland is an equal opportunity employer committed to recruiting, retaining, and promoting employees who reflect the state’s diversity.
#J-18808-Ljbffr