Dealer Credit Analyst
Mercedes-Benz Financial Services USA LLC, Fort Worth, TX, United States
Responsibilities
Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.
Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and prior experience.
Make recommendations regarding subordination, guarantees, state legal requirements, UCCs and other agreements that protect the interests of Mercedes Benz Financial Services.
Prepare and maintain dealer document files in accordance with established procedure.
Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements.
Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions.
Communicate with dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews.
Qualifications
Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.
This position requires a minimum of 3 years of overall work experience. Preferred experience includes:
Accounting – General (1 year)
Business – General (3 years comprehensive)
Credit – (3 years comprehensive)
Finance – General (1 year)
Risk Management – General
Education
High School Diploma or GED is required.
Bachelor's Degree is preferred.
Recommended majors include:
Accounting
Business Administration
Finance
Mathematics
Statistics
Additional Knowledge
3-5 years of prior credit experience in a lending environment preferred.
Experience in wholesale audit preferred.
Candidate should have a fundamental accounting and finance knowledge.
Skills
Analytical skills – Ability to collect and establish facts, identify trends and variances, and integrate information from a variety of sources with varied levels of complexity.
PC skills – Corporate mainframe, Microsoft Office, SAP.
Presentation skills.
Problem solving skills.
Additional Skills
Salesforce, Microsoft Edge, Microsoft Word and Excel.
Experience with Sopra DM, SFPW CAP Loan system, GeoFence, and/or CRD preferred.
Customer focus, flexibility & adapting to change, relationship building, attention to detail, teamwork and collaboration.
Recommended Prerequisites
Retail Credit Analyst
Wholesale Inventory Auditor
EEO Statement
Mercedes-Benz Financial Services offers equal employment opportunity and is an affirmative action employer. EEO/Minorities/Females/Disabled/Vets.
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Analyze the financial condition of automobile and/or bodybuilder dealerships and affiliated companies of the dealership entities for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority.
Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Mercedes Benz and prior experience.
Make recommendations regarding subordination, guarantees, state legal requirements, UCCs and other agreements that protect the interests of Mercedes Benz Financial Services.
Prepare and maintain dealer document files in accordance with established procedure.
Provide daily service to DRM's/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals/contingencies, documentation and financial statements.
Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions.
Communicate with dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews.
Qualifications
Applicants must be legally authorized to work in the U.S. at the time of application. Relocation assistance will not be provided for this position.
This position requires a minimum of 3 years of overall work experience. Preferred experience includes:
Accounting – General (1 year)
Business – General (3 years comprehensive)
Credit – (3 years comprehensive)
Finance – General (1 year)
Risk Management – General
Education
High School Diploma or GED is required.
Bachelor's Degree is preferred.
Recommended majors include:
Accounting
Business Administration
Finance
Mathematics
Statistics
Additional Knowledge
3-5 years of prior credit experience in a lending environment preferred.
Experience in wholesale audit preferred.
Candidate should have a fundamental accounting and finance knowledge.
Skills
Analytical skills – Ability to collect and establish facts, identify trends and variances, and integrate information from a variety of sources with varied levels of complexity.
PC skills – Corporate mainframe, Microsoft Office, SAP.
Presentation skills.
Problem solving skills.
Additional Skills
Salesforce, Microsoft Edge, Microsoft Word and Excel.
Experience with Sopra DM, SFPW CAP Loan system, GeoFence, and/or CRD preferred.
Customer focus, flexibility & adapting to change, relationship building, attention to detail, teamwork and collaboration.
Recommended Prerequisites
Retail Credit Analyst
Wholesale Inventory Auditor
EEO Statement
Mercedes-Benz Financial Services offers equal employment opportunity and is an affirmative action employer. EEO/Minorities/Females/Disabled/Vets.
#J-18808-Ljbffr