Mortgage Loan Officer
Minnesota Bankers Association, Byron, MN, United States
Position Overview
In this role, you will originate mortgage and home equity loans by building relationships, identifying customer needs, and guiding borrowers through the lending process from application to closing. You’ll serve as the primary point of contact and play a key role in growing our lending portfolio.
What You’ll Do
Serve as the primary contact for customers throughout the loan process
Assist borrowers in selecting the right loan program and completing applications
Gather and review supporting documentation to initiate loan processing
Conduct preliminary underwriting review, including credit analysis
Provide clear, consistent guidance from application through closing
Build and maintain strong referral relationships (realtor, builders, community partners, etc.)
Proactively generate new loan opportunities through networking and outreach
Maintain knowledge of loan products, pricing, and underwriting guidelines for mortgages, home equity loans, and home equity lines of credit
Ensure compliance with all federal lending regulations (TILA, RESPA, etc.)
What You Bring
Strong relationship‑building and communication skills
Strong knowledge of all consumer regulations, including Regulation B, G and Z, Uniform Commercial Code, FHLBB, FSLIC, RESPA, HPA, HMDA, TILA, Privacy and Fair Lending laws.
A professional, approachable, and customer‑focused demeanor
Ability to analyze financial information and make sound recommendations
Working knowledge of mortgage processing, underwriting, and closing procedures for both secondary market and in‑house loans
Ability to maintain discretion and confidentiality
High level of accuracy, focus, and timeliness
Proficiency in Microsoft Outlook, Word, and Excel
Benefits Overview
Health insurance
401(k) matching
Paid time off
Health savings account
Dental insurance
Life insurance
Employee assistance program
Disability insurance
Volunteer time off
Paid holidays
Required Qualifications
High School Diploma or equivalent
Associate’s degree in business, finance or related field, preferred
Minimum 5 years of mortgage loan origination/sales experience
Active NMLS registration (or ability to obtain) under the S.A.F.E. Act
Equal Employment Opportunity Statement
First Security Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, ethnicity, gender, sexual orientation, gender identity, national origin, veteran status, or disability.
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In this role, you will originate mortgage and home equity loans by building relationships, identifying customer needs, and guiding borrowers through the lending process from application to closing. You’ll serve as the primary point of contact and play a key role in growing our lending portfolio.
What You’ll Do
Serve as the primary contact for customers throughout the loan process
Assist borrowers in selecting the right loan program and completing applications
Gather and review supporting documentation to initiate loan processing
Conduct preliminary underwriting review, including credit analysis
Provide clear, consistent guidance from application through closing
Build and maintain strong referral relationships (realtor, builders, community partners, etc.)
Proactively generate new loan opportunities through networking and outreach
Maintain knowledge of loan products, pricing, and underwriting guidelines for mortgages, home equity loans, and home equity lines of credit
Ensure compliance with all federal lending regulations (TILA, RESPA, etc.)
What You Bring
Strong relationship‑building and communication skills
Strong knowledge of all consumer regulations, including Regulation B, G and Z, Uniform Commercial Code, FHLBB, FSLIC, RESPA, HPA, HMDA, TILA, Privacy and Fair Lending laws.
A professional, approachable, and customer‑focused demeanor
Ability to analyze financial information and make sound recommendations
Working knowledge of mortgage processing, underwriting, and closing procedures for both secondary market and in‑house loans
Ability to maintain discretion and confidentiality
High level of accuracy, focus, and timeliness
Proficiency in Microsoft Outlook, Word, and Excel
Benefits Overview
Health insurance
401(k) matching
Paid time off
Health savings account
Dental insurance
Life insurance
Employee assistance program
Disability insurance
Volunteer time off
Paid holidays
Required Qualifications
High School Diploma or equivalent
Associate’s degree in business, finance or related field, preferred
Minimum 5 years of mortgage loan origination/sales experience
Active NMLS registration (or ability to obtain) under the S.A.F.E. Act
Equal Employment Opportunity Statement
First Security Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, ethnicity, gender, sexual orientation, gender identity, national origin, veteran status, or disability.
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