Ascentium Credit Manager
Regions Bank, Dover, NH, United States
Ascentium Capital, a division of Regions Bank, seeks an experienced Credit Manager to lead a team of analysts evaluating commercial loan applications and conducting annual loan reviews for existing borrowers.
Primary Responsibilities
Leads the examination of credit risk and ensures proper risk management practices are in place and utilized effectively through ongoing monitoring activities including identifying risk rating accuracy and policy compliance.
Serves as lead examiner on occasion for specific reviews/examinations which may include activities such as proper sample selection, review team composition and logistics, data compilation and analysis, written report generation, and collaboration with unit management.
Provides continual feedback regarding existing or emerging risks or issues.
Actively identifies and mitigates risk in existing and proposed credit products transactions.
Maintains market knowledge of loan pricing and structural trends to match client needs with company credit product solutions.
Coaches associates around client selectivity, loan and lease structuring, underwriting, servicing and risk rating.
Oversees the hiring, training, development, and coaching of associates.
Works in conjunction with the appropriate managers and executives to support each business unit's performance goals and service standards.
May maintain limited client portfolio management, including portfolio reporting.
Requirements
Bachelor’s degree in Business Administration, Finance, or related field.
Five (5) years of experience in commercial/bank underwriting or related experience.
Preferences
Experience with Fair Isaac credit models.
Experience in formal bank underwriting training.
Management/supervisory experience.
Skills and Competencies
Ability to manage multiple priorities.
Ability to learn additional systems as needed.
Ability to research, analyze data, and derive facts.
Ability to work in a team environment when applicable.
Ability to work under pressure and meet deadlines.
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.).
Strong attention to detail and proof‑reading skills.
Strong skills in calculating financial ratios.
Strong understanding of personal and business credit reports.
Strong verbal, written communication, and organizational skills.
Strong work ethic and self‑motivation.
Position Type
Full time.
Compensation Details
Pay ranges are job specific. Target information for the Metropolitan Statistical Area Market Range: Minimum $111,342.23 USD, Median $158,733.90 USD. This role is incentive eligible and may be filled at a higher level depending on qualifications.
Benefits
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location
Ascentium Dover, Dover, New Hampshire.
Equal Opportunity Employer /including Disabled/Veterans
#J-18808-Ljbffr
Primary Responsibilities
Leads the examination of credit risk and ensures proper risk management practices are in place and utilized effectively through ongoing monitoring activities including identifying risk rating accuracy and policy compliance.
Serves as lead examiner on occasion for specific reviews/examinations which may include activities such as proper sample selection, review team composition and logistics, data compilation and analysis, written report generation, and collaboration with unit management.
Provides continual feedback regarding existing or emerging risks or issues.
Actively identifies and mitigates risk in existing and proposed credit products transactions.
Maintains market knowledge of loan pricing and structural trends to match client needs with company credit product solutions.
Coaches associates around client selectivity, loan and lease structuring, underwriting, servicing and risk rating.
Oversees the hiring, training, development, and coaching of associates.
Works in conjunction with the appropriate managers and executives to support each business unit's performance goals and service standards.
May maintain limited client portfolio management, including portfolio reporting.
Requirements
Bachelor’s degree in Business Administration, Finance, or related field.
Five (5) years of experience in commercial/bank underwriting or related experience.
Preferences
Experience with Fair Isaac credit models.
Experience in formal bank underwriting training.
Management/supervisory experience.
Skills and Competencies
Ability to manage multiple priorities.
Ability to learn additional systems as needed.
Ability to research, analyze data, and derive facts.
Ability to work in a team environment when applicable.
Ability to work under pressure and meet deadlines.
Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.).
Strong attention to detail and proof‑reading skills.
Strong skills in calculating financial ratios.
Strong understanding of personal and business credit reports.
Strong verbal, written communication, and organizational skills.
Strong work ethic and self‑motivation.
Position Type
Full time.
Compensation Details
Pay ranges are job specific. Target information for the Metropolitan Statistical Area Market Range: Minimum $111,342.23 USD, Median $158,733.90 USD. This role is incentive eligible and may be filled at a higher level depending on qualifications.
Benefits
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location
Ascentium Dover, Dover, New Hampshire.
Equal Opportunity Employer /including Disabled/Veterans
#J-18808-Ljbffr