Consumer Loan Underwriter Direct Indirect Home Equity
Financial Staffing Resources, Ltd., Irving, TX, United States
Do you enjoy analyzing credit and making sound lending decisions that help members achieve their financial goals? The credit union is seeking a
Consumer Lending Underwriter
to review and decide a variety of consumer loan applications while supporting staff and delivering an excellent member experience.
In this role you will underwrite consumer loans including direct and indirect auto, home improvement, home equity, credit cards, and lines of credit while ensuring compliance with credit union policies and lending regulations.
Key Responsibilities
Review and analyze consumer loan applications to determine credit risk and make sound lending decisions
Approve, deny, or elevate loan requests when appropriate
Communicate with frontline staff regarding additional information or documentation needed for loan decisions
Prepare and complete home equity loan documentation and guide members through the closing process
Assist with loan servicing including payoffs, refinances, payment extensions, collateral releases, and due date changes
Review loans after funding to ensure documentation accuracy and compliance
Assist with processing loans and new member accounts received through indirect lending channels
Ensure all lending decisions comply with Fair Lending laws and consumer lending regulations
Support staff by answering questions related to loan policies, procedures, and products
Qualifications
Bachelor’s degree preferred
Two to five years of lending or underwriting experience
Strong knowledge of consumer lending and credit analysis
Understanding of credit union loan policies and regulatory requirements
Strong analytical, communication, and problem solving skills
Professional presence and ability to work collaboratively with staff
This is an excellent opportunity for a lending professional who enjoys making credit decisions while supporting both members and frontline staff.
Compensation
Compensation: $65-70K annually
and exceptional benefits to include:
Affordable benefits
Up to 6% 401(k) matching
Eleven paid holidays
120 PTO hours*
Employee LOC with a 0% interest rate
Free telemedicine
Relaxed casual dress code
Flexible spending account
Health savings account
Employee assistance programs
Company diversity council
Community engagement opportunities
#J-18808-Ljbffr
Consumer Lending Underwriter
to review and decide a variety of consumer loan applications while supporting staff and delivering an excellent member experience.
In this role you will underwrite consumer loans including direct and indirect auto, home improvement, home equity, credit cards, and lines of credit while ensuring compliance with credit union policies and lending regulations.
Key Responsibilities
Review and analyze consumer loan applications to determine credit risk and make sound lending decisions
Approve, deny, or elevate loan requests when appropriate
Communicate with frontline staff regarding additional information or documentation needed for loan decisions
Prepare and complete home equity loan documentation and guide members through the closing process
Assist with loan servicing including payoffs, refinances, payment extensions, collateral releases, and due date changes
Review loans after funding to ensure documentation accuracy and compliance
Assist with processing loans and new member accounts received through indirect lending channels
Ensure all lending decisions comply with Fair Lending laws and consumer lending regulations
Support staff by answering questions related to loan policies, procedures, and products
Qualifications
Bachelor’s degree preferred
Two to five years of lending or underwriting experience
Strong knowledge of consumer lending and credit analysis
Understanding of credit union loan policies and regulatory requirements
Strong analytical, communication, and problem solving skills
Professional presence and ability to work collaboratively with staff
This is an excellent opportunity for a lending professional who enjoys making credit decisions while supporting both members and frontline staff.
Compensation
Compensation: $65-70K annually
and exceptional benefits to include:
Affordable benefits
Up to 6% 401(k) matching
Eleven paid holidays
120 PTO hours*
Employee LOC with a 0% interest rate
Free telemedicine
Relaxed casual dress code
Flexible spending account
Health savings account
Employee assistance programs
Company diversity council
Community engagement opportunities
#J-18808-Ljbffr