Commercial Loan Underwriter - Fort Worth
FORT WORTH METRO BLACK CHAMBER, Fort Worth, TX, United States
Commercial Loan Underwriter - Fort Worth
Do you have commercial lending experience? If so, this could be a great opportunity.
Texas Business Lenders Group is seeking an experienced
Commercial Loan Underwriter .
Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full‑time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.
Key responsibilities for this position will be to analyze and underwrite commercial loan requests and supplemental financial information from CU clients. Candidates will prepare Credit Approval Packages for approval submission, which should completely detail the analysis of the submitted loan request for Capacity, Capital, Character, Collateral, and Condition and any other relevant risk factors. This includes ensuring that the loan request complies with lending policy and product specification or counter‑offer to a different product when appropriate.
This position must communicate recommendations (approval, suspense, denial) to appropriate individuals within the credit union, uphold fair lending practice of Texas Business Lending Group (TBLG) and the credit union, meet targets for productivity, quality, and customer satisfaction. The portfolio primarily consists of loans secured by commercial real estate of various property types, with a secondary focus on Commercial & Industrial (C&I) lending.
Periodic reviews of existing loans will also be conducted to provide CU clients with an update of payment history, financial performance, and an assessment of other risk factors and trends affecting ongoing repayment ability. Special projects, primarily related to loan portfolio monitoring and reporting, may be assigned as needed.
Candidates for the Commercial Loan Underwriter position should possess the following, education, knowledge and experience:
Bachelor’s degree in finance, accounting, business, or a related field preferred
Minimum three years of experience in the commercial lending industry with experience in underwriting, processing, and/or servicing commercial loans
Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types
Experience, formal training, and/or working knowledge of real estate third‑party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments
Must possess excellent financial analysis skills and be able to adapt to specific requirements of the credit union industry
Experience and proficiency with various software applications including strong Excel skills and financial analysis, forecasting, and modeling experience
Experience or training in loan participations, secondary market, and/or SBA lending are helpful, but not required
EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. If offered a position with EECU, the applicant will have to clear a background check including employment, criminal, and drug screen.
Responsible for compliance with all Federal and State rules and regulations pertaining to, but not limited to, the Bank Secrecy Act, Anti‑Money Laundering, the Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual Bank Secrecy Act training.
TBLG and EECU are EOE/Vets/Disabled Employers.
We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.
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Do you have commercial lending experience? If so, this could be a great opportunity.
Texas Business Lenders Group is seeking an experienced
Commercial Loan Underwriter .
Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full‑time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.
Key responsibilities for this position will be to analyze and underwrite commercial loan requests and supplemental financial information from CU clients. Candidates will prepare Credit Approval Packages for approval submission, which should completely detail the analysis of the submitted loan request for Capacity, Capital, Character, Collateral, and Condition and any other relevant risk factors. This includes ensuring that the loan request complies with lending policy and product specification or counter‑offer to a different product when appropriate.
This position must communicate recommendations (approval, suspense, denial) to appropriate individuals within the credit union, uphold fair lending practice of Texas Business Lending Group (TBLG) and the credit union, meet targets for productivity, quality, and customer satisfaction. The portfolio primarily consists of loans secured by commercial real estate of various property types, with a secondary focus on Commercial & Industrial (C&I) lending.
Periodic reviews of existing loans will also be conducted to provide CU clients with an update of payment history, financial performance, and an assessment of other risk factors and trends affecting ongoing repayment ability. Special projects, primarily related to loan portfolio monitoring and reporting, may be assigned as needed.
Candidates for the Commercial Loan Underwriter position should possess the following, education, knowledge and experience:
Bachelor’s degree in finance, accounting, business, or a related field preferred
Minimum three years of experience in the commercial lending industry with experience in underwriting, processing, and/or servicing commercial loans
Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types
Experience, formal training, and/or working knowledge of real estate third‑party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments
Must possess excellent financial analysis skills and be able to adapt to specific requirements of the credit union industry
Experience and proficiency with various software applications including strong Excel skills and financial analysis, forecasting, and modeling experience
Experience or training in loan participations, secondary market, and/or SBA lending are helpful, but not required
EECU will, in compliance with applicable laws, evaluate an applicant's credit history. Only applicants with good credit history will be considered for open positions. If offered a position with EECU, the applicant will have to clear a background check including employment, criminal, and drug screen.
Responsible for compliance with all Federal and State rules and regulations pertaining to, but not limited to, the Bank Secrecy Act, Anti‑Money Laundering, the Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual Bank Secrecy Act training.
TBLG and EECU are EOE/Vets/Disabled Employers.
We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.
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