Commercial Loan Underwriter - Fort Worth
Fort Worth Chamber, Fort Worth, TX, United States
Do you have commercial lending experience? If so, this could be a great opportunity.
Texas Business Lenders Group is seeking an experienced
Commercial Loan Underwriter .
Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full‑time position will be responsible for performing thorough analysis of credit‑union commercial business loan requests and periodic reviews of existing loans.
Key Responsibilities
Analyze and underwrite commercial loan requests and supplemental financial information from CU clients.
Prepare Credit Approval Packages for approval submission, fully detailing the analysis of submitted loan request for Capacity, Capital, Character, Collateral, Condition, and any other relevant risk factors.
Ensure loan requests comply with lending policy and product specifications or counteroffer to different products when appropriate.
Communicate recommendations (approval, suspense, denial) to appropriate individuals within credit union; uphold fair lending practice of Texas Business Lending Group (TBLG) and the credit union; meet productivity, quality, and customer satisfaction targets.
Perform periodic reviews of existing loans to provide CU clients with updates on payment history, financial performance, and assessment of other risk factors and trends affecting ongoing repayment ability.
Participate in special projects related to loan portfolio monitoring and reporting as assigned.
Responsible for compliance with all Federal and State rules and regulations pertaining to the Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief.
Attend initial and ongoing annual Bank Secrecy Act training.
Qualifications
Bachelor’s degree in finance, accounting, business, or a related field preferred.
Minimum three years of experience in the commercial lending industry with experience in underwriting, processing, and/or servicing commercial loans.
Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types.
Experience with real estate third‑party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments.
Excellent financial analysis skills and ability to adapt to specific requirements of the credit union industry.
Solid written communication skills.
Proficiency with various software applications, including strong Excel skills and financial analysis, forecasting, and modeling experience.
Experience or training in loan participations, secondary market, and/or SBA lending is helpful but not required.
Compliance with credit history evaluation, background check including employment, criminal, and drug screening, as required by EECU.
Equal Employment Opportunity Statement
TBLG and EECU are EOE/Vets/Disabled Employers. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.
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Texas Business Lenders Group is seeking an experienced
Commercial Loan Underwriter .
Based in Fort Worth, we are a Credit Union Service Organization that serves the Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. We provide underwriting and credit analysis, loan documentation, and servicing for commercial loans of our client credit unions. This full‑time position will be responsible for performing thorough analysis of credit‑union commercial business loan requests and periodic reviews of existing loans.
Key Responsibilities
Analyze and underwrite commercial loan requests and supplemental financial information from CU clients.
Prepare Credit Approval Packages for approval submission, fully detailing the analysis of submitted loan request for Capacity, Capital, Character, Collateral, Condition, and any other relevant risk factors.
Ensure loan requests comply with lending policy and product specifications or counteroffer to different products when appropriate.
Communicate recommendations (approval, suspense, denial) to appropriate individuals within credit union; uphold fair lending practice of Texas Business Lending Group (TBLG) and the credit union; meet productivity, quality, and customer satisfaction targets.
Perform periodic reviews of existing loans to provide CU clients with updates on payment history, financial performance, and assessment of other risk factors and trends affecting ongoing repayment ability.
Participate in special projects related to loan portfolio monitoring and reporting as assigned.
Responsible for compliance with all Federal and State rules and regulations pertaining to the Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief.
Attend initial and ongoing annual Bank Secrecy Act training.
Qualifications
Bachelor’s degree in finance, accounting, business, or a related field preferred.
Minimum three years of experience in the commercial lending industry with experience in underwriting, processing, and/or servicing commercial loans.
Experience analyzing tax returns, financial statements, credit reports, and other financial information from individuals and various entity types.
Experience with real estate third‑party reports including appraisals, Physical Condition Assessments, and Phase I & II Environmental Site Assessments.
Excellent financial analysis skills and ability to adapt to specific requirements of the credit union industry.
Solid written communication skills.
Proficiency with various software applications, including strong Excel skills and financial analysis, forecasting, and modeling experience.
Experience or training in loan participations, secondary market, and/or SBA lending is helpful but not required.
Compliance with credit history evaluation, background check including employment, criminal, and drug screening, as required by EECU.
Equal Employment Opportunity Statement
TBLG and EECU are EOE/Vets/Disabled Employers. We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans status or on the basis of disability.
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