Commercial Underwriting Portfolio Manager - Irvine, CA (In Office)
Zions Bancorporation, Irvine, CA, United States
Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career. This is an in-office role with the office located in Irvine, CA.
The ideal candidate for the Commercial Underwriting Portfolio Manager position will have the skills and experience necessary to fulfill the following responsibilities and qualifications:
Responsibilities
Manage and service a portfolio of existing loan relationships.
Expand and build relationships with a high degree of resultant customer satisfaction.
Ensure financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitoring credit performance and assisting with loan presentations.
Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
Assist bankers with new and existing loan requests and other special projects.
Perform other duties as assigned.
Qualifications
Requires a bachelor’s degree and 8+ years of banking, relationship management, lending, underwriting, and credit experience or other directly related experience.
An equivalent combination of education and experience may meet qualifications.
Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
Advanced knowledge of banking products, services, policies, procedures, and regulations.
Excellent credit skills in underwriting, financial modeling, valuations, and adherence to policy.
Requires excellent customer service, relationship, organizational, analytical and creative problem‑solving skills.
Ability to meet deadlines.
Must have excellent communications skills, both verbal and written.
Knowledge of various software applications including word processing and spreadsheets.
Benefits
Medical, Dental and Vision Insurance – START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and Paid Federal Holidays.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Salary range for this position is $98,325 to $144,100 depending on experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees.
Employee Ambassador preferred banking products.
Employees may, at the company’s discretion, be eligible to receive a cash bonus award.
Req ID:
070350
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.
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The ideal candidate for the Commercial Underwriting Portfolio Manager position will have the skills and experience necessary to fulfill the following responsibilities and qualifications:
Responsibilities
Manage and service a portfolio of existing loan relationships.
Expand and build relationships with a high degree of resultant customer satisfaction.
Ensure financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, underwriting, monitoring credit performance and assisting with loan presentations.
Handle reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
Assist bankers with new and existing loan requests and other special projects.
Perform other duties as assigned.
Qualifications
Requires a bachelor’s degree and 8+ years of banking, relationship management, lending, underwriting, and credit experience or other directly related experience.
An equivalent combination of education and experience may meet qualifications.
Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
Advanced knowledge of banking products, services, policies, procedures, and regulations.
Excellent credit skills in underwriting, financial modeling, valuations, and adherence to policy.
Requires excellent customer service, relationship, organizational, analytical and creative problem‑solving skills.
Ability to meet deadlines.
Must have excellent communications skills, both verbal and written.
Knowledge of various software applications including word processing and spreadsheets.
Benefits
Medical, Dental and Vision Insurance – START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
Paid Training, Paid Time Off (PTO) and Paid Federal Holidays.
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
Salary range for this position is $98,325 to $144,100 depending on experience.
Mental health benefits including coaching and therapy sessions.
Tuition Reimbursement for qualifying employees.
Employee Ambassador preferred banking products.
Employees may, at the company’s discretion, be eligible to receive a cash bonus award.
Req ID:
070350
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.
Click here to view applicable Federal, State and/or local employment law posters.
#J-18808-Ljbffr