||Free Legacy Estate Planning Seminar. Updated to include the newest information following the “Fiscal Cliff” legislation, this seminar presents why “Traditional” Estate Planning fails to protect families from incapacity, divorce, creditors and mismanagement. It explains what is unique and thorough about “Legacy” Estate Planning - and how to provide complete protection for both the financial and non-financial legacy of a family. Please register online or call our 24-hour registration line at 1-800-644-5345. Refreshments will be served.